Search Results for “household confidence” – Page 24 – Digital Finance Analytics (DFA) Blog

Sold A Pup – The Bank Deposit Bail-In

Let’s talk about the bank bail-in conundrum. A couple of weeks back I discussed whether bank deposits in Australia would be safe in a crisis. The video received more than 1,400 views so far, and has prompted a number of important questions from viewers. So today I update the story, and addresses some of the … Continue reading “Sold A Pup – The Bank Deposit Bail-In”

72 Hours That Changed Banking – The Property Imperative Weekly 10 Feb 2018

Recent events have the potential to create a revolution in Australian Finance. We explore the 72 hours that changed banking forever. Welcome to the Property Imperative Weekly to 10th February 2018.Watch the video or read the transcript. In our latest weekly digest, we start with the batch of new reports, all initiated by the current … Continue reading “72 Hours That Changed Banking – The Property Imperative Weekly 10 Feb 2018”

APRA on Bank Capital and Housing

APRA Chairman Wayne Byers spoke at the A50 Australian Economic Forum, Sydney. Significantly, he says the temporary measures taken to address too-free mortgage lending will morph into the more permanent focus on amongst other things, further strengthening of borrower serviceability assessments by lenders, strengthened capital requirements for mortgage lending imposed by us, and comprehensive credit … Continue reading “APRA on Bank Capital and Housing”

Financial Stress is Increasing in Australia as Cost of Living Pressures Mount

After the ME Bank Survey, and our Household Finance Confidence Index both showed the financial pain many households are in; now National Australia Bank’s (NAB) latest Consumer Behaviour Survey, shows the degree of anxiety being caused by not only cost of living pressures but also health, job security, retirement funding as well as Australian politics. … Continue reading “Financial Stress is Increasing in Australia as Cost of Living Pressures Mount”

Retail turnover falls 0.5 per cent in December

Australian retail turnover fell 0.5 per cent in December 2017, seasonally adjusted, according to the latest Australian Bureau of Statistics (ABS) Retail Trade figures. This follows a 1.3 per cent rise in November 2017. This is the headline which will get all the coverage, but the trend estimate rose 0.2 per cent in December 2017 … Continue reading “Retail turnover falls 0.5 per cent in December”

Home Lending Accelerates In December

The latest data from APRA, the monthly banking stats for ADI’s shows a growth in total home loan balances to $1.6 trillion, up 0.5%. Within that, lending for owner occupation rose 0.59% from last month to $1.047 trillion while investment loans rose 0.32% to $553 billion. 34.56% of the portfolio are for investment purposes. The … Continue reading “Home Lending Accelerates In December”