The Downsizers Dilemma…

There are more than one million households who are considering Downsizing over the next couple of years. But in the current environment where prices were driven higher by loose lending, low rates and Government policy over the past couple of years – but this has now started to unwind, with significant falls, along with lower supply.

So the issue for Downsizers is trying to sell quick (and accept a lower price) to crystalize past gains or wait it out. And there are also some tax effective options relating to superannuation which need to be part of a plan.

Given the complexity, Downsizers need to ensure they get the best advice.

http://www.martinnorth.com/

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Households Caught In The Cross-Fire!

In the latest edition of our weekly update, we look across the markets and reflect on how households are being pushed under the bus by higher rates, and as the expectation for yet higher rates (and for longer) takes hold.

Locally the first signs of stress are showing on the banks.

  • CONTENT
  • 0:00 Start
  • 0:15 Introduction
  • 1:00 US Markets
  • 5:05 US Households And Debt
  • 6:55 Oil and Gas
  • 8:23 Europe
  • 10:17 Asia
  • 12:18 Australia
  • 14:00 Bank Margins And Rising Exposures
  • 21:00 RBA Under The Microscope
  • 26:30 Crypto
  • 26:40 Conclusion And Close

The latest edition of our finance and property news digest with a distinctively Australian flavour.

http://www.martinnorth.com/

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The Great Employment Numberwang Continues In January!

Lots of mistaken observations about the latest ABS Employment figures. So we look at the statistical anomalies which explain the differences, and look at the different methods used compared with the Roy Morgan series.

http://www.martinnorth.com/

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Some Banks Back Down … But: With Robbie Barwick

An update on Regional Bank closures with Robbie Barwick from the Citizens Party. Some news is good but some also bad. So we go through this week’s events.

We also highlight the broader agenda around the future of banking, the role for a National Bank, and reason why the commercial banks are dragging their feet, and disrespecting parliament.

The media finally get on the story – better late than never.

https://gerardrennick.com.au/senate-inquiry-regional-bank-closures/

https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Rural_and_Regional_Affairs_and_Transport/BankClosures

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Questions, Answers, And A Soft Landing (Maybe) With Tarric Brooker…

An early chat with journalist Tarric Brooker this week as we answer viewer questions and share some charts.

Timely – given all the data which is out just now.

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US Inflation Is Hanging Around Like A Bad Smell!

The latest US inflation data suggests inflation is more intractable than the markets were hoping. So what are the consequences for rates and markets in the months ahead.

Opinion is divided, but more analysts are forecasting higher rates and for longer, and are becoming more aligned to the FED’s position.

http://www.martinnorth.com/

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DFA Live Q&A: HD Replay Leith van Onselen: Economics Now

This is an edited version of a live discussion about the state of play relating to the Australian economy, housing and finances with Leith van Onselen, Chief Economist at Nucleus Wealth and Co-founder of Macrobusiness.

Where are interest rates headed, and what will the fall out be?

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New Zealand In The Teeth Of The Storm!

The current storm in New Zealand will hopefully clear in the next few days. But the other storm – falling home sales and prices in reaction to higher mortgage rates, will take time to work through. The RBNZ has not yet finished the tightening cycle.

So we look at the latest REINZ figures, which reveals a significant slowdown.

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Talking About Bank Branch Closures On The Radio…

Bank Branch closures were discussed on ABC Illawarra this morning – and I was able to discuss the policy and practical issues surrounding this important issue in my interview.

It also led the local headlines this morning.

Link to Senate Inquiry: https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Rural_and_Regional_Affairs_and_Transport/BankClosures

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Edwin’s Rant Special: A Collection Of Property Experts Say…

In a special edition of Edwin’s Rant, we are joined by property analysts Louis Christopher from SQM Research. https://sqmresearch.com.au/

We look at the latest statistics and property trends and discuss where the markets are headed.

https://www.ribbonproperty.com.au/

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