Small Amount Credit Contract Reforms in Australia: Household Survey Evidence and Analysis

Last year we published a report on financially stressed households, including coverage of small amount credit contracts, using data from our household surveys. Now Professor Gill North has published an important academic paper – see this link – “Small Amount Credit Contract Reforms in Australia: Household Survey Evidence and Analysis” which takes the analysis of … Continue reading “Small Amount Credit Contract Reforms in Australia: Household Survey Evidence and Analysis”

Latest DFA Household Survey

The latest edition of our flagship report “The Property Imperative” is now available. The seventh edition updates the current state of the market by looking at the activities of different household groups using our recent primary research, blogs and other available data. In this edition, we look at household debt servicing ratios, a critical indicator … Continue reading “Latest DFA Household Survey”

Latest DFA Survey Shows Household Finance Confidence Falls

The latest edition of DFA’s Household Finance Confidence Index to end August is released today, and it shows a significant fall. With a score of 87.69 (down from 91.1 in July), it is the lowest since the index started, and is well below its neutral setting, which was crossed in April 2014. Recent stock market … Continue reading “Latest DFA Survey Shows Household Finance Confidence Falls”

Economic Well-Being of U.S. Households – Fed Survey

The Federal Reserve Board’s latest survey of the financial and economic conditions of American households released Wednesday finds that individuals’ overall perceptions of financial well-being improved modestly between 2013 and 2014 but their optimism about future financial prospects increased significantly. The 2014 Survey of Household Economics and Decisionmaking, provides new insight into Americans’ economic security, … Continue reading “Economic Well-Being of U.S. Households – Fed Survey”

Australia, The Land Of Droughts, Flooding Rains And Massive Household Debt!

A popular poem penned by Sydney-born Dorothea Mackellar in the early years of last century speaks lyrically of a vast brown continent shaped by ragged mountain ranges, sweeping plains, jewel seas, golden noonday sun, droughts and flooding rains. But today any description of Australia must refer to the vast record-breaking expanse of debt held by … Continue reading “Australia, The Land Of Droughts, Flooding Rains And Massive Household Debt!”

Australia, The Land Of Droughts, Flooding Rains And Massive Household Debt!

A popular poem penned by Sydney-born Dorothea Mackellar in the early years of last century speaks lyrically of a vast brown continent shaped by ragged mountain ranges, sweeping plains, jewel seas, golden noonday sun, droughts and flooding rains. But today any description of Australia must refer to the vast record-breaking expanse of debt held by … Continue reading “Australia, The Land Of Droughts, Flooding Rains And Massive Household Debt!”

DFA Live Q&A: Maxed Out – Latest Household And Post Code Analysis

This is an edited version of a live discussion about findings from my household surveys as we look at the financial impact of recent changes in tax, government support and costs. How are households coping, and where are the pressure points? http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ for our One … Continue reading “DFA Live Q&A: Maxed Out – Latest Household And Post Code Analysis”

DFA Live Q&A HD Replay: Maxed Out – Latest Household And Post Code Analysis

This is an edited version of a live discussion about findings from my household surveys as we look at the financial impact of recent changes in tax, government support and costs. How are households coping, and where are the pressure points? http://www.martinnorth.com/ Go to the Walk The World Universe at https://walktheworld.com.au/ https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ for our One … Continue reading “DFA Live Q&A HD Replay: Maxed Out – Latest Household And Post Code Analysis”