APRA Reports ADI Housing Lending Is Up In May To $1.25 trillion

Alongside the RBA data, APRA released the latest monthly banking statistics for May, covering the Authorised Deposit Institutions (=Banks). Total housing loans was reported at $1.25 trillion, up from $1.245 trillion in April. The RBA number, which we reported already, was $1.36 trillion, the difference is the non-bank sector, at around $110 billion, around the same as last month.

Looking at the detail in the APRA data, we look first at housing lending. The big four maintain their market leading positions, with CBA the largest home loan lender.

ADIMay2014HousingLooking at the relative share of owner occupied to investment home loan lending, whilst some of the smaller players lend a greater proportion, Westpac is slightly behind Bank of Queensland, but the largest lender with the greatest proportion of investment loans. Nab has the lowest share of investment loans amongst the four majors.

ADIMay2014HousingRatioTurning to Securitisation, Members Equity leads out, with Bendigo, Westpac and AMP following.

ADIMay2014SecuritisationLooking at Credit Cards, CBA is in first place, with Citigroup in fifth.

ADIMay2014CreditCardsIn the business bank area, National Australia Bank is the largest business bank, with CBA following. The bulk of the lending is to the non financial corporation sectors.

ADIMay2014BusinessFinally here is a snapshot of total lending, showing that CBA is the largest lender.

ADIMay2014AllOn the deposit side of the equation, CBA also leads the share of total deposits.

ADIMay2014DepositsLooking specifically at household deposits, CBA leads the banks, with nab in fourth place, behind ANZ.

ADIMay2014Household-Deposits

Author: Martin North

Martin North is the Principal of Digital Finance Analytics

One thought on “APRA Reports ADI Housing Lending Is Up In May To $1.25 trillion”

Leave a Reply