Alongside the RBA data, APRA released the latest monthly banking statistics for May, covering the Authorised Deposit Institutions (=Banks). Total housing loans was reported at $1.25 trillion, up from $1.245 trillion in April. The RBA number, which we reported already, was $1.36 trillion, the difference is the non-bank sector, at around $110 billion, around the same as last month.
Looking at the detail in the APRA data, we look first at housing lending. The big four maintain their market leading positions, with CBA the largest home loan lender.
Looking at the relative share of owner occupied to investment home loan lending, whilst some of the smaller players lend a greater proportion, Westpac is slightly behind Bank of Queensland, but the largest lender with the greatest proportion of investment loans. Nab has the lowest share of investment loans amongst the four majors.
Turning to Securitisation, Members Equity leads out, with Bendigo, Westpac and AMP following.
Looking at Credit Cards, CBA is in first place, with Citigroup in fifth.
In the business bank area, National Australia Bank is the largest business bank, with CBA following. The bulk of the lending is to the non financial corporation sectors.
Finally here is a snapshot of total lending, showing that CBA is the largest lender.
On the deposit side of the equation, CBA also leads the share of total deposits.
Looking specifically at household deposits, CBA leads the banks, with nab in fourth place, behind ANZ.
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