Macroprudential, Transparency and Common Prosperity – The DFA Daily 28th Sept 2021

The latest edition of our finance and property news digest with a distinctively Australian flavour.

In today’s show we discuss reports the Treasurer has agreed to allow a clamp down on higher risk mortgages, more disrespect from the Government, and further thoughts on what Evergrande may mean in the months ahead.

Today’s post is brought to you by Ribbon Property Consultants.

If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.

Buying property, is both challenging and adversarial. The vendor has a professional on their side.

Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.

Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.

Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.

Go to the Walk The World Universe at https://walktheworld.com.au/

The QE Factor

The QE Factor: Why Investors face recurring market volatility and uncertainty ahead. In today’s show we consider the implication of the mega-QE programmes, currently in force, and whether that can really be reversed, plus market reaction to Evergrande, calls for Central Bank review, and how First Time Buyers are gearing up despite the uncertainty.

Go to the Walk The World Universe at https://walktheworld.com.au/

Today’s post is brought to you by Ribbon Property Consultants.

If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.

Buying property, is both challenging and adversarial. The vendor has a professional on their side.

Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.

Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.

Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.

Why Housing Affordability Is A Structural Issue

We discuss my submission to the current Housing Affordability inquiry which the Federal Government is running at the moment.

We have been tracking the ranks of inquiries into the housing market and housing affordability over this time-frame and note the considerable duplication of effort from the many inquiries which have been undertaken, but without real change.

The issue is clouded by self-interest, misdirection, and short-term political agendas. As a recent report put it “The scale of the housing market in the Australian economy and the diffuse, often disconnected, spread of policy powers that address different aspects of this system make the Parable of the Blind Men and the Elephant a perfect metaphor for our current predicament”

Access to housing should be regarded as a fundamental human right, not a commodity. Yet the reverse is the case.

https://digitalfinanceanalytics.com/blog/wp-content/uploads/2021/09/DFA-Housing-Affordabilty-Inquiry-Submission-2021.pdf

The housing affordability issue is a complex and politically charged one, with a convenient separation of accountabilities between States (mainly supply-side issues such as land release, planning and zoning and building standards) and Federal where initiatives such as Homebuilder, and additional first-time buyer incentives have featured alongside the tax settings. There is in fact little joined-up thinking.

Go to the Walk The World Universe at https://walktheworld.com.au/

Property Bust On The Cards? – Market Update 25th Sept 2021

The latest edition of our finance and property news digest with a distinctively Australian flavour.

In today’s market update we cover off the latest market movements, China’s continued campaign against Bitcoin and other Cryptos, the deafening silence from Evergreen, and the IMF’s musing on Australian property. Things are getting interesting indeed and much hinges on the property sector, where leverage is to the max.

CONTENTS

0:00 Start
0:18 Introduction
2:25 China Crypto crackdown
4:55 US Economy and market
11:50 Gold flat
13:50 European markets
16:00 Asian markets
19:22 Evergrande is not over
23:30 Property market frozen
26:15 Australian market
28:17 IMF On Australian property
31:56 Conclusion and close

Go to the Walk The World Universe at https://walktheworld.com.au/

Risks Are Building – Mortgage Holders Are In The Front Line

The latest edition of our finance and property news digest with a distinctively Australian flavour.

In today’s show we look at the impact of the rising home prices around the world – against the rising debt, and consider some of the risks lurking below the waterline. How real is the wealth effect, and what happens if borrowing rates were to rise?

Go to the Walk The World Universe at https://walktheworld.com.au/

Central Bank Fest – Part 2: The Bank Of England

We look at the latest from the MPC and the Bank of England. At its meeting ending on 22 September 2021, the Committee judged that the existing stance of monetary policy remained appropriate. The MPC voted unanimously to maintain Bank Rate at 0.1%. The Committee voted unanimously for the Bank of England to maintain the stock of sterling non-financial investment-grade corporate bond purchases, financed by the issuance of central bank reserves, at £20 billion. The Committee voted by a majority of 7-2 for the Bank of England to continue with its existing programme of UK government bond purchases, financed by the issuance of central bank reserves, maintaining the target for the stock of these government bond purchases at £875 billion and so the total target stock of asset purchases at £895 billion.

Go to the Walk The World Universe at https://walktheworld.com.au/

Central Bank Fest – The DFA Daily 23rd Sept 2021

The latest edition of our finance and property news digest with a distinctively Australian flavour.

In today’s show we look at the latest from the Federal Reserve as they hint tapering may start soon, warnings from the RBA about high household debt and the housing market and from the Reserve Bank NZ, a tightening of LVR restrictions.

Go to the Walk The World Universe at https://walktheworld.com.au/

Today’s post is brought to you by Ribbon Property Consultants.

If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.

Buying property, is both challenging and adversarial. The vendor has a professional on their side.

Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.

Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.

Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.

It’s Fine Folks – Honest: The DFA Daily 22 Sept 2021

The latest edition of our finance and property news digest with a distinctively Australian flavour.

In today’s show we look at the latest from the markets, and consider in particular the torrent of assurances streaming from some of the biggest money managers in the world as they assume their investors, we are not facing a Lehman style collapse triggered by Evergrande. Or are they just talking their book? Meantime, a vaguely worded filing may suggest some bond holders have been placated.

Chinese shares fell less than feared Wednesday after a two-day holiday — bolstering global investor sentiment — amid plans for an interest payment by China Evergrande Group and signs of support from the country’s central bank.

Today’s post is brought to you by Ribbon Property Consultants.

If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.

Buying property, is both challenging and adversarial. The vendor has a professional on their side.

Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.

Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.

Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.

Go to the Walk The World Universe at https://walktheworld.com.au/