Author: Martin North

Martin North is the Principal of Digital Finance Analytics

At The Crossroads: The DFA Daily 10th Sept 2021

The latest edition of our finance and property news digest with a distinctively Australian flavour. We look at the latest mortgage delinquency and affordability data as well as settlements, plus the issue of escalating building costs, risks to the financial markets and emerging virus variants. All up there is much in play, and not all roads will lead to prosperity!

Go to the Walk The World Universe at https://walktheworld.com.au/

Today’s post is brought to you by Ribbon Property Consultants.

If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.

Buying property, is both challenging and adversarial. The vendor has a professional on their side.

Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.

Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.

Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.

Who Blinks First? – The DFA Daily 9th Sept 2021

We look at the latest from the markets, and what the SEC is doing regarding stable coins and lending schemes, and why Coinbase reacted. Investors beware!

The latest edition of our finance and property news digest with a distinctively Australian flavour.

Go to the Walk The World Universe at https://walktheworld.com.au/

Steve Mickenbecker: More Insights From The Consumer Front Line

Canstar released new and concerning research on the status of household finances, which we discuss.

Steve Mickenbecker is in Canstar’s Group Executive Team, bringing more than 30 years of experience in the Australian financial services industry. As a financial commentator for Canstar, Steve enjoys sharing his expertise across topics such as home loans, superannuation, insurance, mortgages, banking, credit cards, investment, budgeting, money management and more.

https://www.canstar.com.au/team-members/steve-mickenbecker/

Go to the Walk The World Universe at https://walktheworld.com.au/

The El Salvador Factor – The DFA Daily 8th Sept 2021

The latest edition of our finance and property news digest with a distinctively Australian flavour.

We look at the latest market movements and specifically how El Salvador unleashing their Chivo wallet as Bitcoin becomes legal tender.

Go to the Walk The World Universe at https://walktheworld.com.au/

More RBA Fudge? – The DFA Daily 7th Sept 2021

The latest edition of our finance and property news digest with a distinctively Australian flavour.

In today’s show we look at what the RBA might do, criminal activity and the banks – with a focus on real estate, and some thoughts on New Zealand and US Monetary policy.

Go to the Walk The World Universe at https://walktheworld.com.au/

Today’s post is brought to you by Ribbon Property Consultants.

If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.

Buying property, is both challenging and adversarial. The vendor has a professional on their side.

Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.

Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.

Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.

Its Edwin’s Monday Evening Property Rant!

The latest in my series with Property Insider Edwin Almeida from Ribbon Property. We look at some “home movies” which are scary, and also discuss the traps for over eager property buyers, plus cats, swans and death-watch beetles…

Go to the Walk The World Universe at https://walktheworld.com.au/

https://www.ribbonproperty.com.au/

Spruik-a-lot! Property Signs 6th Sept 2021

The latest edition of our finance and property news digest with a distinctively Australian flavour.

In today’s show we look at the rise of NFT’s, new reports which highlight the pressures and opportunities arising from border closures, missing population growth and increased savings rates, and we consider the tricky question of broker turn around times, and more partnering, as the finance sector tries to navigate the future with the rise in so called “mutual mergers”.

Go to the Walk The World Universe at https://walktheworld.com.au/

Today’s post is brought to you by Ribbon Property Consultants.

If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.

Buying property, is both challenging and adversarial. The vendor has a professional on their side.

Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.

Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.

Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.

The Elephant In The Room: A Contrarian Perspective

I join Veronica and Chris in their first video edition of The Elephant In The Room.

Episode Highlights:
Has the government run out of stimulus? [01:46]How sustainable is pumping stimulus at the lower end of the margin? [06:49]These businesses feel the impact of COVID more than others [11:21]Different markets behave differently [14:32]The unit market versus the rest [16:17]The current state of the high-rise property market [19:05]The continuous ‘supply’ of house and land packages [23:12]What’s with New Zealand possibly lifting their interest rates? [24:13]Property prices CAN go down [25:49]Some people are deceptive with how they talk about property & success [27:19]Thoughts on the responsible lending change [32:24]What can APRA do (and not do) about bank lending? [38:27]Is the property market too big to fail? [42:20]RBA: “Immigration is the cause of low price growth” [44:06]What’s the government’s strategy around opening the borders? [46:33]Will increasing interest rates be enough to slow down asset prices? [50:41]