Now Where Will Rates Go, And What Does It All Mean?

With the latest rises in rates of 3% flowing through to the markets, we look at the impact, now and ahead with Steve Mickenbecker from Canstar.

CONTENTS
0:00 Start
0:53 Housing Shortages and Stress
11:40 Interest Rates Moves
20:00 Fixed Rate Cliff Ahead
25:30 Credit Card Issuing Up
34:00 Refinancing Risks
40:30 Deposits
49:00 Financial Homework For The Holidays

Steve Mickenbecker is in Canstar’s Group Executive Team, bringing more than 30 years of experience in the Australian financial services industry. As a financial commentator for Canstar, Steve enjoys sharing his expertise across topics such as home loans, superannuation, insurance, mortgages, banking, credit cards, investment, budgeting, money management and more.

https://www.canstar.com.au/team-members/steve-mickenbecker/

Go to the Walk The World Universe at https://walktheworld.com.au/

DFA Live Q&A HD Replay: Household Finances Stress Scenarios Update

This is an edited version of my latest live discussion about the latest from models and post code analysis.

CONTENTS

0:00 Start
0:17 Introduction
3:10 Economics and RBA Data
18:01 DFA Stress Analysis
29:44 Mapping
39:09 Scenarios
40:00 Post Code Analysis (Q&A)
1:21:00 Getting Debt Advice Help
1:24:00 Summary And Close

Original show with chat here: https://youtu.be/YANetUOBHrg

Go to the Walk The World Universe at https://walktheworld.com.au/

FINAL REMINDER: DFA Live 8pm Sydney – Household Finances Stress Scenario Update

Join me for a live discussion about the latest from our models. We will have the post code engine online.

You can ask a question live!

Go to the Walk The World Universe at https://walktheworld.com.au/

More Operation Antispruik In The Illawarra!

Another outing thanks to Cookie’s research on property price falls on the portals, plus my own analysis based on DFA stress, this time looking at the falls across the Illawarra.

Whilst not statistically significant necessarily, it does reinforce the down trends. Thanks again to Cookie.

Go to the Walk The World Universe at https://walktheworld.com.au/

More Operation Antispruik In The ACT

And yet another outing thanks to Cookie’s research on property price falls on the portals, plus my own analysis based on DFA stress, this time looking at the falls across the ACT.

Whilst not statistically significant necessarily, it does reinforce the down trends. Thanks again to Cookie.

Go to the Walk The World Universe at https://walktheworld.com.au/

A Mega Operation Antispruik In Melbourne!

Another release in our Antispruik series, as we look at recent price reductions from the property portals. Thanks to Cookie for doing the primary research, which I have supplemented with the latest stress data from our Core Models to end of November 2022. Bottom line is, prices are STILL falling despite the spruiking from the property sector and media.

Go to the Walk The World Universe at https://walktheworld.com.au/

CPI At 6.9%: Numberwang Strikes Again!

A bunch of stats from the ABS , RBA and APRA. CPI was down a bit but largely due to rebaselining. The Trimmed Mean was unchanged.

Building approvals were down (again) and the latest data on lending shows an easing.

Net net, not enough to shift the RBA very far – 25 basis points next Tuesday is still most likely.

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