DFA Live Q&A HD Replay: Latest Household Financial Stress Modelling And Analysis

This is an edited version of a live discussion about our latest financial stress modelling and analysis.

Original live stream here: https://youtube.com/live/bBujFeWj6JM

If you want a specific post code dataset, contact me via the DFA Blog. https://digitalfinanceanalytics.com/blog/

Go to the Walk The World Universe at https://walktheworld.com.au/

Its Edwin’s Monday Evening Property Rant!

The latest in our weekly series, as we look at the news, numbers and trends. The fix was in in 2019, as migration underpins the markets. But are the trends in Melbourne and Sydney diverging?

http://www.martinnorth.com/

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Today’s post is brought to you by Ribbon Property Consultants.

Housing Affordability Stinks…

We look at the latest analysis of housing affordability, based on a range of data, and conclude that it has rarely been worse. In addition, some players are being highly selective in the way they present the data, understating the true picture for many households. We wonder why?

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

Today’s post is brought to you by Ribbon Property Consultants.

An Important Update On Mortgage Stress…

Today we walk through the latest and troubling results from our surveys and analysis. Unfortunately, we see a further rise in cash flow stress (something confirmed by other analysts using different methods).

Next week we will be running a live show on the analysis, but today’s show walks through the main highlights.

Given the latest RBA rate hike, we expect more households to get caught out as rate grind higher.

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

Today’s post is brought to you by Ribbon Property Consultants.

Its Edwin’s Monday Evening Property Rant

The latest from Edwin as we look at the trends and numbers for this week. The construction questions surrounding high-rise continues, as the listings in Melbourne rise. Now we come to the upcoming Christmas and New Year break – how will this impact the numbers?

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

Today’s post is brought to you by Ribbon Property Consultants.

Where Property Prices Are Falling Fast…

Contrary to the MSM reporting, home prices are falling fast in some locations. Of course there is lots of spin about relating to this, but are we highlighted in our shows last year, falls were, and are occurring. Once again need to go granular.

http://www.martinnorth.com/

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Today’s post is brought to you by Ribbon Property Consultants.

Unicorns Or Black Swans? With Tarric Brooker

Anther Friday chat with Tarric Brooker. We look at the latest charts and parse out what is going on.

https://avidcom.substack.com/p/dfa-chart-pack-3rd-november-2023

https://avidcom.substack.com/p/australia-vs-the-big-short-the-battle

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

Its Edwin’s Monday Evening Property Rant!

More from our Property Insider Edwin Almeida as we examine the latest data from the markets. Will international ructions impact the market, as sky-high migration continues? Will Canberra succeed in its latest property venture? Will agents “fix” commissions? And will Victoria be the epicentre of the next leg down?

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

Today’s post is brought to you by Ribbon Property Consultants.

If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.

Buying property, is both challenging and adversarial. The vendor has a professional on their side.

Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.

Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.

Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.

Home Prices ”T’is But A Flesh Wound…”

The prospect of another interest rate rise on Melbourne Cup day has shaken buyers’ confidence, sending auction clearance rates to their lowest level in seven months, data from CoreLogic shows.

Preliminary results show 68.5 per cent of the reported auctions across the combined capital cities were successful, which is 2.3 percentage points lower than the previous week and weaker than the average for this time of the year.

It comes as the number of homes taken to auction soared to 3383, which is the largest volume since the week before Easter last year.

Tim Lawless, CoreLogic research director, said such a large number of auctions was always going to test the depth of buyer demand. “Basically, it has not passed the test as shown by the lower clearance rates, which lines up with renewed speculation that interest rates are about to go higher once again,” he said.

And as reported in the AFR, a build-up in home listings and worsening affordability slashed the rate of house price growth by a third to 1.9 per cent across the combined capital cities during the September quarter, a new report from Domain shows.

Nicola Powell, Domain’s chief of research and economics, said the pace of price increases would moderate further amid rising supply, but the prospect of another interest rate increase was unlikely to halt the broader upswing and reverse the earlier gains. We will see!

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

Its Edwin’s Monday Evening Property Rant!

More from our property insider Edwin Almeida, as we discuss the migration question, granny flats, risks from above 4 story high-rise, and the rental crisis. Plus we look at the latest from the WeeChat universe.

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

Today’s post is brought to you by Ribbon Property Consultants.