Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
My latest chat with our property insider Edwin Almeida, as we look at the latest in the rental crisis, more demand from certain groups for property which can be subdivided, and more horror pictures of property gone wrong.
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Another Friday chat with journalist Tarric Brooker, and slides as we look at China and the impact on the Australian economy.
Slides are available here: https://avidcom.substack.com/p/dfa-chart-pack-your-australia-and
Send us your questions for future shows!
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Almost one in three Australians are struggling to make ends meet, as cost-of-living pressures push more people to renegotiate bills, cut back on groceries and access their superannuation early. And one in five hit up friends or family as times tighten.
About 30 per cent of Australian adults find it difficult or very difficult to get by on their current income, according to a quarterly poll by the Australian National University.
Borrowers have been hit with 12 interest rate rises since May 2022 as the RBA tries to get on top of the most acute inflation outbreak in decades.
Financial stress is on the rise, with two-fifths of renters finding it difficult or very difficult to get by on present income amid a nationwide surge in rents.
But the biggest increase in stress over the past year was among people with a mortgage, who have borne the brunt of the fastest interest rate tightening cycle in a generation. About three in 10 borrowers are finding it tough.
None of this should be a surprise to followers of this channel, as I have been reporting the steady rise in cash flow stress in recent times, to new highs. My latest data to end August will be out in the next few days, and the trends continue to deteriorate.
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
..Ain’t no fun and games! This is an edited version of our recent live show, which was a dose of reality from Investment Manager Tony Locantro, from Alto Capital. Is the game up, and what are the consequences for investors, home owners and aspiring first time buyers?
https://www.altocapital.com.au/
Go to the Walk The World Universe at https://walktheworld.com.au/
More from our property insider Edwin Almeida as we look at the idea of building up, not out, prefabricated housing, poor quality rental property, and the mythology of property listings. And at the end, a real horror show!
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
A deep dive into the latest data, this is my edit of the latest show.
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
This is the latest edit of my live stream which is an exploration of the latest in property news. I was joined by Veronica Morgan, co-founder of Home Buyer Academy, co-host of Your First Home Buyer Guide podcast & The Elephant in the Room property podcast, co-founder of Suburb Help, co-host of Foxtel’s Location Location Location Australia & Relocation Relocation Australia, principal of Good Deeds Property Buyers, and author of “Auction Ready: how to buy property at auction even though you’re scared sh!#less”. She is a Licensed Real Estate Agent, Buyers Agent and Qualified Investment Property Advisor.
https://veronicamorgan.com.au/
Go to the Walk The World Universe at https://walktheworld.com.au/
Listing rise in a number of locations, suggesting potential home price weakness especially in Sydney and Melbourne. So the question is where is the lift coming from, what is driving it, and what are the potential consequences?
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
Edwin, our property insider and I explore the question of under quoting and include original footage showing it in action! We also discuss the interpretation of data, and the potential impact of the latest developments in China.
https://www.ribbonproperty.com.au/
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Another deep dive into the data with Journalist Tarric Brooker as we explore the recent events in China, the housing story (and political announceables), the mortgage cliff (or not) and lots more.
Slides are available here: https://avidcom.substack.com/p/dfa-chart-pack-18th-august-2023
Tarric’s article which we mention is here: https://avidcom.substack.com/p/aussie-fixed-rate-mortgage-cliff
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/