Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
Join us for a live discussion about the current state of property with Veronica Morgan. You can ask a question live.
Veronica Morgan is principal of Good Deeds Property Buyers and co-host of Location Location Location Australia & Relocation Relocation Australia on the Lifestyle Channel. She also co-hosts The Elephant In The Room Podcast, and First Time Buyers Academy. https://veronicamorgan.com.au/
Go to the Walk The World Universe at https://walktheworld.com.au/
I caught up with Financial Sector veteran Roger Brown to discuss the rise and fall of Australian property, and the agencies responsible for the mess we are in.
Roger sheets much of the blame on APRA, plus poor policy from the RBA and Treasury. The net effect is the disenfranchisement of younger households, and the creation of spurious “wealth”.
The truth is, many are going to find the next few years very tough, and there are risks to financial stability.
Roger is on Twitter as @bankcustomers
Go to the Walk The World Universe at https://walktheworld.com.au/
Latest from Edwin our property insider. This tip of the week today is gold. https://www.ribbonproperty.com.au/ Go to the Walk The World Universe at https://walktheworld.com.au/
A deep dive into rental stress across Australia, as more households wrestle with costs of living and rising rents. There is simply not enough focus on the 2 million households struggling with meeting rental payments, as real incomes are eroded by higher inflation. Go to the Walk The World Universe at https://walktheworld.com.au/
I caught up with George Markoski from Positive Property Solutions, to discuss the current state of the property markets.
Prices as falling, borrowing power is dropping and interest rates are rising, so where to from here?
I am often asked to debate with those who are bullish on property ahead, so we had an interesting discussion, with some points of agreement, but also some important differences about future prospects. Who convinced you more?
George can be found at https://positiveproperty.net/
Note there is no commercial relationship with George, and I am not in any way endorsing his programme.
Go to the Walk The World Universe at https://walktheworld.com.au/
My latest Friday afternoon chat with Journalist Tarric Brooker about economics, monetary police and social trends.
His charts are available to view at https://avidcom.substack.com/p/charts-that-matter-5th-august-2022
Go to the Walk The World Universe at https://walktheworld.com.au/
My latest Monday evening chat with our property insider Edwin Almeida. We look at the latest from China, consider the rise in chickens at Edwin’s place, and reflect on the resignation of a Building Reform champion.
Plus the latest on the numbers, and a discussion on land banking. And you can play spot the pussy cat… somewhere through the show.
https://www.ribbonproperty.com.au/
Go to the Walk The World Universe at https://walktheworld.com.au/
This is a first take on the latest results from our models, which shows a further rise in mortgage and rental stress (defined in cash flow terms) across Australia. We examine the high-level results by state, segment and post code, and also present the latest stress heat maps, which highlight the growth of pressure in the newly developed zones across the country, as well as in some regional communities. Stress has risen thanks to rising costs of living, increasing mortgage and rents, while real incomes continue to fall.
We also include some suggestions as to how to manage stress. Call the National Debt Helpline on 1800 007 007 for free and confidential advice from professional financial counsellors. But be careful of those offering advice for a fee, it is big business, and many who are struggling are being conned.
Go to the Walk The World Universe at https://walktheworld.com.au/
We unpick the “supply-side” problems which are often blamed for high home prices, and in the light of a recent report, find that Land Banking is a significant issue, as large players hold on to land parcels to exploit prices rises. This means you cannot solve affordability by changing planning rules! In addition, there is significant information asymmetry and financial players benefit from the current arrangements – while State and Federal Governments look the other way.
Go to the Walk The World Universe at https://walktheworld.com.au/
This is an edited version of our latest live discussion about the current state of the financial markets with Damien Klassen Head of Investments at Walk The World Funds and Nucleus Wealth. Included live questions from the audience.
Go to the Walk The World Universe at https://walktheworld.com.au/