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7 thoughts on “Contact Us”

  1. Good day, just a thought on the thousands of casual workers in Victoria effectively unemployed again – ranging from cafe workers to casual relief teachers – access your super if you need to pay rent this week? So many people being thrown under the bus, forgotten or falling between the cracks with these sharp sudden lock-downs. Yes, Victoria understands what the spread of covid can do, but who is left to pick up the pieces of the under employed working multiple part time / casual jobs – cancelled without notice, that you can’t work from home???

  2. Hi Martin
    Your post “Inflation What Inflation with Steve Van Metre” is another very interesting post.

    I have been withdrawing Cash for some time as the TDs even the five year ones are offering nothing.

    I have a few at TDs at five years still going at 3.25 or 3.65% maturing in 12 and 24 months time. But more than 60% of my money is now not earning anything. So, I will be doing exactly what Steve said pulling even more cash out.

    I have never seen such ridiculous financial conditions ever and I am a very careful investor.

    Since 2009 I have had millions in TDs at 5 yr terms and each time the percentage initially 8.6% has dropped by 3% every time a five year period has been completed and now they are about to go negative. All markets are over inflated where can you go with safety or confidence. As Tony Locanto said a small percentage of people are smart enough to see risk the vast majority are following the stupid (Greedy) money to oblivion.

    I know people building bigger and bigger houses who have just retired, they think I am too careful,
    they are going to make a motza (massive amount) as all property doubles very 5 to 7 years.

    The problem is the crash happened in 2008 and its been bailed out now every time for over 12 years but one day the size of the ( Monster) debt will be so big that millions will become homeless.
    There will those who will survive, those which pay attention, and don’t take things for granted.

    I must get to meet you in person one day. ( NO rush at the moment)

    Regards
    Roman

  4. Dear Martin,

    So glad I found your material in 2018. From 2015 my wife and I went on a mission to pay off every red cent of our debt, which we completed in mid 2017. It took much sacrifice but you can’t imagine how relieved we are that we did it.

    I also put my super into bonds/fixed income at the end of 2018, expecting this crash to happen much sooner.

    An economic nuclear apocalypse is coming to Australia and I’m glad we’re working overseas for now.

    Very best wishes,
    Gary

  5. Hi Martin,

    I always get excited when you and John Adams talk about money/banks/deposits. So I really enjoyed your latest IOTP post re the nature of bank deposits!

    I have been curious about this topic for many years and although it is quite obvious to me that a ‘bank deposit’ is a loan to the bank, I find it fascinating that the general population doesn’t seem to understand it. Even if it is presented quite clearly (i’ve tried with my friends and family for years).

    I got so frustrated trying to convince people with words that I decided to dig a bit deeper. And interestingly, the story of “what is a bank deposit” tends to go back quite a ways (e.g. court cases from the 16-1800s in the UK).

    In my research I reached out to retired Prof. Alan Tyree (Uni Sydney) who has literally written the book on banking law in Australia. He responded to me making it very clear that:

    “As to the nature of bank deposits: it is no doubt the law of Australia (and other Common Law countries) that a normal bank deposit is indeed a loan to the bank. The relationship was established beyond doubt by Foley v Hill (1848) 2 HL Cas 28; 9 ER 1002. It has been approved by many cases, including Australian cases, since: see the Austlii entry for it“.

    I have put my research into a short article if you are interested.

    https://demystifyingmoney.com/money/who-owns-the-money-in-your-bank-account/

    Regards,

    Jason

  6. Hi Martin,

    Is there any data on how the inner city (detached houses) of Brisbane will fair in the next 36 months? What percentage of fall or rise does data show may happen?

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