Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
The FSI Interim report, released earlier in the week, includes a section on how technology may disrupt payments, a critical domain in financial services. The report says ” Advances in technology have reduced traditional barriers to market entry in payments, such as the need to construct a dedicated network. New entrants can leverage high levels … Continue reading “The Payments Revolution Around The Corner”
The draft report was released today. In a layered document, it sets out a series of 28 observations, and possible options for ongoing consideration. The main observations are set out below: • The banking sector is competitive, albeit concentrated. The application of capital requirements is not competitively neutral. Banks that use internal ratings-based (IRB) risk … Continue reading “Financial System Inquiry – Interim Report”