Digital Finance Analytics (DFA) Blog
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Home prices are driven by a combination of demand where population growth thanks to high migration puts upward pressure on prices; supply where more property for sale puts downward pressure on prices, and availability of credit as the catalyst for transactions to occur. Much of the debate is currently centered on supply side issues. As … Continue reading “The Elephants In The Room Of Property Prices”
Home prices are driven by a combination of demand where population growth thanks to high migration puts upward pressure on prices; supply where more property for sale puts downward pressure on prices, and availability of credit as the catalyst for transactions to occur. Much of the debate is currently centered on supply side issues. As … Continue reading “The Elephants In The Room Of Property Prices”
We look at the latest data as interest rate rises are passed through to borrowers, the changes in housing affordability, and the horrendous mess the RBA has made. Which begs the question where to from here? [Content] 0:00 Start0:15 Introduction1:00 Marginal Buyers Under The Bus5:37 Banks Pass The Rate Hikes On14:20 Home Prices To Fall16:43 … Continue reading “And Now The Pain Begins…”
Labor has announced a Regional First Home Buyer Support Scheme, which to me is entirely political in nature, and further exacerbates the housing affordability issues we have been discussing. Meantime we discuss our data on rising mortgage stress in the regions, and why this is occurring. https://alp.org.au/policies/regional-first-home-buyer-support-scheme Go to the Walk The World Universe at … Continue reading “Why Regional Home Buyers Are Getting Crushed!”
Join our live show tonight at 8pm (Sydney Time) as I discuss the latest property trends with Mortgage Broker and Elephant In The Room Podcast co-host Chris Bates, from wealthful.com.au. We will be looking at the current trends, and consider the dynamics ahead, as rates and listings look set to rise. What are buyers and … Continue reading “FINAL REMINDER: DFA Live Q&A Property Now With Chris Bates 8pm Sydney Tonight”
More bribes for First Time Home Buyers, which actually work AGAINST housing affordability, and are another example of “unnatural acts” to keep the bubble going. The Tasmanian state government will take over from “the bank of mum and dad” to help young home buyers achieve their dream of owning a place of their own. The … Continue reading “More First Time Home Buyer “Bribes” Doesn’t Help Anyone…”
NAB has revised down its outlook for property prices in 2022 and 2023, after predicting the first interest rate hike to occur in November this year. Property prices are now expected to reach a “turning point” in the second half of 2022 before falling in 2023, according to the latest residential property survey from NAB’s … Continue reading “The Ups And Downs Of Property Prices…”
Australia’s biggest bank is suggesting people should team up together to buy property to relieve the affordability problem, and they offer a particular structure to do this. However, the risks of this approach are considerable – even worse than using the Bank of Mum and Dad, and their justification is tenuous give the small survey … Continue reading “I Can’t Believe What A Bank Has Just Said!”
In today’s show we look at the latest property price forecast from some of the major banks, which signal potential easing momentum ahead, plus we look at the issue of reduced housing affordability with the prospect of higher mortgage rates. And the big unknown is how APRA and RBA will tune their macro-prudential measures ahead. … Continue reading “Home Prices Could Get “Interesting”: Property Signs 25 Oct 2021”
This is an edited version of our latest live show in which I discuss policy issues with Queensland Senator Gerard Rennick. CONTENTS 0:00 Start1:14 Introduction2:10 Rennick’s Background7:25 Markets And Capitalism 09:50 Monetary Policy12:46 Post Office and Regional Services16:05 Senate Estimates and the RBA19:20 Mandate of RBA25:22 New Zealand Monetary Policy27:50 Accountability Outsourced31:15 Central Banking Group … Continue reading “DFA Live Q&A HD Replay – Senator Gerard Rennick [Podcast]”