Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
A further presentation of our stress data, using percentage of households via our mapping tools. This is based on data to end June 2022. Go to the Walk The World Universe at https://walktheworld.com.au/
We review the latest analysis from our surveys – as discussed in a number of TV and radio interviews over the past couple of days. Go to the Walk The World Universe at https://walktheworld.com.au/ Today’s post is brought to you by Ribbon Property Consultants. If you are buying your home in Sydney’s contentious market, you … Continue reading “Mortgage Stress Even Higher!”
I chatted with Patricia Karvelas this morning on RN Breakfast, Why many households won’t cope with higher interest rates. https://www.abc.net.au/radionational/programs/breakfast/why-many-households-wont-cope-with-higher-interest-rates/13860044 Nothing new, but I was able to contextualize the mortgage and home price issue. Years of poor policy and regulation. Should have come as no surprise. Go to the Walk The World Universe at https://walktheworld.com.au/
Digital Finance Analytics has released the latest results from our rolling 52,000 household surveys, which examines household financial flow stress. The headline is that more households are feeling the pinch, thanks to higher costs of goods and services, fuel, child care and healthcare costs. We examine the net cash flows of our households, and if … Continue reading “Mortgage Stress Grinds Higher [Before Rate Rises]”
We discuss the latest mortgage stress data to end February 2022. It is not pretty – and this was before the latest ructions in Europe! Go to the Walk The World Universe at https://walktheworld.com.au/ Today’s post is brought to you by Ribbon Property Consultants. If you are buying your home in Sydney’s contentious market, you … Continue reading “Make It Stop! – Mortgage Stress Grinds Higher In February”
A deep dive of our mortgage stress analysis to end of January 2022, plus some rate sensitivity analysis and mapping. Where are the hot spots? How many households are under pressure? Go to the Walk The World Universe at https://walktheworld.com.au/
This is material drawn from several recent shows on this and other channels, explaining mortgage and household stress and what is happening in the current environment – with data to December 2021 and beyond. Go to the Walk The World Universe at https://walktheworld.com.au/
This is a succinct summary of our latest mortgage stress analysis, based on our surveys. We also add some additional comments about how to address stress at a household level. Go to the Walk The World Universe at https://walktheworld.com.au/ The original live stream is here:
We have completed our mortgage stress analysis for July, and there is a significant correlation between mortgage stress hot spots and COVID hot spots. Here is an example based on South West Sydney, with geo-mapping which reveals the number of households in stress – defined in cash flow terms, not a specific proportion of income … Continue reading “Mortgage Stress And COVID”
Well, against expectations – based on the main thrust of economic news (and spin), some may find it surprising to learn that our latest household surveys detected a RISE in Mortgage stress in February, based on our 52,000 or 0.5% rolling sample. Remember that we are measuring free cash flow, and a range of factors … Continue reading “Mortgage Stress Higher In February 2021”