Digital Finance Analytics (DFA) Blog
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The latest edition of our weekly roundup of property, finance and economics review is available. We discuss the latest economic news, recent developments in the bank tax debate and the latest mortgage pricing and volume data. Watch the video or read the transcript. This week, the latest updates from the ABS showed that the trend … Continue reading “The Property Imperative Weekly – May 20th 2017”
The latest employment data from the ABS does not look too bad on first blush, it beat expectations, especially if you go for the wobbly seasonally adjusted series. However the continued rise in part-time employment (up 3.6%) compared with full-time (up 0.1%) highlights the problem with low take home pay, and when added to the … Continue reading “Unemployment Rate at 5.8 per cent for the Fourth Consecutive Month”
The latest edition of our weekly digest is published today. In the week the big banks copped it in the budget, and investor borrowing momentum is predicted to slow, we look at events over the past seven days. Watch the video, or read the transcript. We start with the main announcements in the Budget. First … Continue reading “The Property Imperative Weekly 12th May 2017”
Today we release the latest monthly edition of our household finance confidence index for April 2017, which show a fall from 102.5 to 101.5, just above the neutral setting. The index is drive from the results of our household surveys, and highlights some important movements, mostly related to the recent changes in the property market. … Continue reading “Household Finance Security Wobbles Again In April”
The latest edition of our weekly summary of events in the finance and property industry has been released, a week in which the RBA told us more about household finances, major banks reported lifts in delinquencies and the number of households in mortgage stress continued to rise. You can watch our video summary. We start … Continue reading “The Property Imperative Weekly 6th May 2017”
We have highlighted the rise in mortgage stress. We identified rising mortgage rates, underemployment, higher costs of living and flat incomes as causes of stress. But we need to stop and ask how come more households are under mortgage pressure than ever? After all, lenders should have been operating with at least a 2.5% buffer … Continue reading “The Affordability Conundrum”
From The Conversation. There’s been quite a bit of speculation over whether Australia has a property market bubble – where house prices are over-inflated compared to a benchmark – and when it might burst. According to housing experts, there’s at least four scenarios where this could happen. Australia could see a property bubble burst due … Continue reading “Five ways an Australian housing bubble could burst”
Today we launch the first of our regular Property Imperative Weekly Update Blogs and Vlogs; the next stage in the development of the Digital Finance Analytics site and in response to requests for a summary service. We have been publishing regular reports on the residential property and mortgage industry in Australia for many years, in … Continue reading “The Property Imperative Weekly Launched”
The data from the ABS today shows that the Consumer Price Index (CPI) rose 0.5 per cent in the March quarter 2017. This follows a rise of 0.5 per cent in the December quarter 2016. The CPI rose 2.1 per cent through the year to March quarter 2017. The trimmed mean was 1.9 per cent. … Continue reading “Inflation rises 0.5 per cent in the March quarter 2017”
From wsws.org. Australian house prices have continued their unprecedented ascent, with median home values in Sydney this week hitting a record $1.15 million and in Melbourne, $826,000, after rising by 13.1 percent and 7.6 percent respectively in the first three months of the year. The frenzied growth of the east coast market has prompted a … Continue reading “More warnings about the Australian housing market”