We look at today’s APRA announcement and their changes to mortgage lending practice guidelines. What are the implications?
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APRA Opens The Mortgage Lending Taps [Podcast]
Archives: Episode
Household Debt And Mortgage Stress Both Move Higher [Podcast]
We review the latest data from the RBA, and the June results from our household surveys relating to mortgage stress.
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Are New Zealanders STILL Being Kept In The Dark? [Podcast]
Property Expert Joe Wilkes and I discuss the latest rule changes in New Zealand, which impacts investment property – changes which the MSM media have missed, so far.
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The Latest On Building Approvals [Podcast]
We look at the May 2019 stats from the ABS, and examine how they have been interpreted.
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Has The RBA Lost Its Way? [Podcast]
We discuss monetary policy in the light of today’s rate cut.
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Revised Banking Code Of Conduct A Small Win, But… [Podcast]
The ABA made a big splash when relaunching the revised Banking Code of Conduct which starts today, and yes it is a small win for consumers and SME’s. However, we must ask this: since when are such financial service basic hygiene issues as not charging for no service, advising before charging, considering credit card repayment capacity, speaking in plain English and offering suitable low-fee products, seen as so revolutionary?
Frankly put, these are issues which an industry which truly focused on the well-being of its customers would have long ago addressed. They did not, and were dragged towards better outcomes by the Royal Commission and public pressure.
So, yes, important baby steps, but still a massive leap is required to the desired level of customer-centricity. There is nothing bold or innovative here.
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The Latest From New Zealand [Podcast]
Property expert Joe Wilkes and I discuss the latest news from New Zealand relating to property and finance
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Don’t Hold Your Breath: The Property Imperative Weekly 29 June 2019 [Podcast]
The latest edition of our weekly finance and property news digest with a distinctively Australian flavour.
The Australian specific segment starts at 18:15
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Credit Growth As Weak As…. [Podcast]
We look at the latest lending statistics from both RBA and APRA. Not much evidence of a rebound so far!
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Household Wealth Up (And Down)! [Podcast]
We look at the latest ABS stats on household wealth. How do falls in real estate values compare with recent lifts in share prices?
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