Tag: APRA

APRA Bowls A Wet Lettuce

APRA has told lenders it expects they will assess new borrowers’ ability to meet their loan repayments at an interest rate that is at least 3.0 percentage points above the loan product rate. This compares to a buffer of 2.5 percentage points that is commonly used by ADIs today.

https://www.apra.gov.au/news-and-publications/apra-increases-banks%E2%80%99-loan-serviceability-expectations-to-counter-rising

We look at the announcement and consider the consequences.

Go to the Walk The World Universe at https://walktheworld.com.au/

Negative Interest Rates May Become A Thing…

An important announcement from APRA today that Australian banks are mandated to prepare for negative interest rates.

https://www.apra.gov.au/news-and-publications/apra-releases-consultation-to-adis-on-preparedness-for-zero-and-negative

Go to the Walk The World Universe at https://walktheworld.com.au/

Have Another Mortgage Or Two!

We look at the latest credit data, which is all about booming mortgage lending. Given the rate of change of credit, home prices are set to rise higher. Totally the wrong time to remove responsible lending obligations from the banks!

Go to the Walk The World Universe at https://walktheworld.com.au/

We Are Dancing To The RBA’s Tune… [Podcast]

We review the latest data from the RBA and APRA on lending and loan deferrals.

The latest edition of our finance and property news digest with a distinctively Australian flavour.

Go to the Walk The World Universe at https://walktheworld.com.au/

Live stream on Tuesday: https://youtu.be/pjxfUECUlLE

Digital Finance Analytics (DFA) Blog
Digital Finance Analytics (DFA) Blog
We Are Dancing To The RBA's Tune... [Podcast]
Loading
/

Giving Credit Where Credit Is Due – The DFA Daily 30th September 2020 [Podcast]

The latest edition of our finance and property news digest with a distinctively Australian flavour.

Digital Finance Analytics (DFA) Blog
Digital Finance Analytics (DFA) Blog
Giving Credit Where Credit Is Due - The DFA Daily 30th September 2020 [Podcast]
Loading
/