Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
We examine the latest on loan deferrals, credit aggregates and defaults. What does this mean for home prices and sales?
The latest edition of our finance and property news digest with a distinctively Australian flavour.
Go to the Walk The World Universe at https://walktheworld.com.au/
Our latest live event, broadcast on the 9th February 2021where I discuss the latest on the property markets with Mortgage Broker Chris Bates.
CONTENTS
0:00 Start
0:40 Introduction
1:48 Chris Bates Joins and Market Overview
11:00 Mortgage Broker Standards
20:40 Big Mortgage Multiples
28:00 Price and Credit Growth
33:30 Regional Areas
39:00 Credit Culture
46:00 Market Momentum
53:00 Housing as Asset
1:05:32 Mortgage Stress
1:11:00 Downstream Consequences
1:12:00 First Time Buyers
1:16:00 Migration
1:20:50 Bank Underwriting Standards and Processing Times
1:26:43 Conclusions And Close
The original stream is also available with live chat replay: https://youtu.be/GD4LXz3xHpI
Go to the Walk The World Universe at https://walktheworld.com.au/
As highlighted earlier in the week banks are tightening their support, but some may be going to far. We look at the latest.
Go to the Walk The World Universe at https://walktheworld.com.au/
We look at the real new lending data, and compare it with the spin….
https://www.abs.gov.au/statistics/economy/finance/lending-indicators/oct-2020
The latest edition of our finance and property news digest with a distinctively Australian flavour.
Go to the Walk The World Universe at https://walktheworld.com.au/
Chris is at wealthful.com.au
You can ask a question live as we discuss current bank underwriting standards, the latest property and auction results, and his views on where property in headed.
This is an edited version of a presentation and Q&A I gave to the investment banking community today.
This is an edited version of a presentation and Q&A I gave to the investment banking community today.
New Zealand based Property Expert Joe Wilkes and I discuss the latest on mortgage repayment holidays, which sets up our live stream event next Tuesday 25 August where Joe will join me to take the discussion further. Mark your diary and tell your Kiwi friends!
The latest edition of our finance and property news digest with a distinctively Australian flavour.
Something weird is happening to the mortgage market judging by the bevy of messages I have received in the past few days. Lenders, including those from the big 4 who have made a provisional commitment loan for a property transaction have pulled the pin before the final commitments are made.
In some cases, the loan is now being priced higher than indicated despite the rate cuts) , in other cases they just said no.
At least two DFA followers have been left high and try, and are trying to source alternative finance at short notice.
May just be a glitch, or this could be something more significant given the rising funding costs we are seeing in reaction to the global market uncertainties. A sign perhaps the mortgage market is freezing up?
For those with a property transaction in train, it is worth checking the small print if you have a mortgage ready to go – be sure it is fully unconditional, else you may be caught short!
And if you have experience this recently, let me know. This is something I need to monitor.
