Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
We walk through the latest RBA chart pack. Some interesting facts to consider…
https://www.rba.gov.au/chart-pack/
The latest edition of our finance and property news digest with a distinctively Australian flavour.
Go to the Walk The World Universe at https://walktheworld.com.au/
Glass Half Full Lowe signaled a major shift in the bank’s outlook for the cash rate at the RBA’s annual address to the National Press Club in Sydney on Wednesday, striking an upbeat tone in the economy but downplaying local inflation risks and to explain the central bank’s rationale and its forecasts for the year ahead.
In his subsequent remarks he gave some “Financial Advice” saying rates may well rise, and households should have some buffers. Sound of door slamming shut after the horse has bolted…
Interest rates could plausibly lift off later this year if the economy continues to outperform expectations, Reserve Bank of Australia governor Philip Lowe has conceded, but he repudiated markets pricing four rate hikes in 2022.
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
More economists have said a house price correction is on the cards in Australia, echoing forecasts from the big four banks.
“Eventually, with wage growth remaining structurally weak, a higher interest rate could destabilise the housing market.”
And the latest data from RBA and APRA also highlight the changed dynamics.
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
Whether you are a Buy Now Pay Later User, a Cryptocurrency holder, pay by cash or card, there are big changes ahead, as the RBA outlines some of its thinking.
https://www.rba.gov.au/media-releases/2021/mr-21-30.html
https://www.rba.gov.au/speeches/2021/sp-gov-2021-12-09.html
We look at the implications of Central Bank Digital Currencies, and the possibility that end users will have to pay to use Buy Now Pay Later services in the future.
Go to the Walk The World Universe at https://walktheworld.com.au/
The RBA’s head of payments, Tony Richards, said the value of many cryptocurrencies, which have surged to $US2.6 trillion, could crash when central banks decide to assert control over their monetary systems.
He has warned users and investors in fad-fuelled cryptocurrencies such as bitcoin they risk holding speculative assets with “niche” uses that could lose most of their value.
https://www.rba.gov.au/speeches/2021/sp-so-2021-11-18.html
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
The RBA’s head of payments, Tony Richards, said the value of many cryptocurrencies, which have surged to $US2.6 trillion, could crash when central banks decide to assert control over their monetary systems.
He has warned users and investors in fad-fuelled cryptocurrencies such as bitcoin they risk holding speculative assets with “niche” uses that could lose most of their value.
https://www.rba.gov.au/speeches/2021/sp-so-2021-11-18.html
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
In tonight’s show we will look at the RBA’s notes from today, market reaction to them, plus our latest survey results on household financial stress and scenarios. Will rates rise? What might the impact be? You can ask a question live via YouTube Chat.
We look at the latest from the RBA, APRA, and ABS on credit, retail, and also the US GDP preliminary, which caught many off guard.
https://www.rba.gov.au/statistics/frequency/fin-agg/2021/fin-agg-0921.html
Go to the Walk The World Universe at https://walktheworld.com.au/
In today’s show we look at the implications of the stronger CPI number for the RBA Cash Rate, what banks are doing to prepare for higher rates, and what Canada already has in play. Plus some data on regional migration which confirms our own surveys.
The latest edition of our finance and property news digest with a distinctively Australian flavour.
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
In today’s show we look at the just released annual report from the RBA, with a surprising change in accounting to avoid a capital call, plus calls for a review of the RBA, and we touch on the question of whether rising rates will drive home prices lower. And we hear about the RBA’s view of the relationship between Government and the RBA.
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
