Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
This is my edit of our monthly economic update on Nuggets News, as we explore the current trends across markets and economies. Things are getting interesting as higher for longer plays out.
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
This is an edited version of our live discussion about the current state of play of mortgage, rental and financial household stress across Australia, based on our latest surveys and modelling. We had our post code engine online.
Find out more beforehand by watching this show: Many Households Are In Trouble – Mate! https://youtu.be/np4H9RkPqEo
Original live version with chat here: https://youtube.com/live/Qs__lYQMhP4
Go to the Walk The World Universe at https://walktheworld.com.au/
Another dose of reality from our property insider Edwin Almeida. What political games are being played at the moment, and how is this influencing markets, which according to some are taking off again. Or does it depend on where you look and who is buying. How big is the housing crises now? Will any of the “solutions” being discussed really assist?
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
Here we answer viewers specific post code requests, following our recent show discussing Household Mortgage, Rental and Financial stress last week “Many Households Are In Trouble – Mate!” https://youtu.be/np4H9RkPqEo
We covered the following (in order):
Hornsby 2077
Mackay 4740 and 4700
Morphett Vale 5162
Busselton 6280
Robertson 2577
Sunnybank Hills 4109
Kew 3101
Kempsey 2440
Moorland 2443
Toowoomba 4350
Mount Hutton 2290
Liverpool 2170
Morayfield 4506
Holland Park 4121
Springwood 2777
Frankstown 3199, 3200
Surfers Paradise 4217
Bayview Heights 4868
Woree 4868
Cambelltown 2560
Whyalla 5600
On Tuesday 13th February in our live show we will discuss this further, so if you have additional requests for post code level analysis, drop them in the chat.
You can get more info about our One to One service here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Another week shoots past, so Edwin is back for another property update. The chaos continues with talk of “pre-war”, home price rises, and more Government support for property. What could possibly go wrong?
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
We walk through the latest from our surveys and modelling ahead of our live show which will be on 13th February 2024 at 8pm Sydney where we will look at specific post codes in more detail.
Household financial stress continues to bite, and is spreading into many different types of communities.
Ahead, we do not expect cash flow to improve for many, as mortgage rates will not be falling very soon, the costs of living continue to rise and income growth in real terms is muted, at best.
If you want data on a specific post code, put it in the comments and I will either cover it Tuesday week, or via a separate show.
If you want to get the full data set, this is available via Patreon: https://www.patreon.com/DigitalFinanceAnalytics
Our One to One Service is also available: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
An important discussion with Robbie Barwick from the Australian Citizens Party, about democracy, the role of the Reserve Bank, and use of cash, as some are now calling for a significant change in the balance of power.
Who will win? Will un-elected technocrats dictate the future direction of the country, or will electable politicians step up and weald their accountable power?
This is a battle for the future.
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
This is an edited version of a live discussion as I explore the latest trends in population, home prices and productivity with Leith van Onselen, Chief Economist at the MB Fund and MB Super. He is also Chief Economist and co-founder of MacroBusiness. Leith writes as the Unconventional Economist. Leith has previously worked as an economist at the Australian Victorian Treasury and Goldman Sachs.
Original live stream and chat here: https://youtube.com/live/eclazIUDbz8
Go to the Walk The World Universe at https://walktheworld.com.au/
More from our Property Insider, Edwin Almeida as we look at the low listings, and rentals, and the reasons why markets are not behaving as some (who should know better) said they would.
Edwin referred to this post: https://www.tiktok.com/@shallowchal/video/7326805682114645255
We also look at trends in Western Australia, as well as our normal East Coast analysis.
Things, as they say are getting interesting…
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
The Australian’s Judith Sloan recently debunked KPMG chief economist Brendan Rynne’s spurious claim that a “short-sighted”, “kneejerk” cut to immigration would damage productivity and the economy.
So what are the latest figures telling us?
In the Financial Year 2022-23 we saw a record high net overseas migration of 518,000, while the federal government’s latest forecast is for a fall to around 375,000 which by the way would still be the second-highest annual read on record.
Such high volumes are driven in part by the student influx post pandemic.
Ahead, CBA expects a slowdown rate of population growth. “Using net overseas arrivals data for certain visa types till December 2023 suggest net overseas migration for 2023 was ~370k, roughly in line with government estimates for FY24″…
Now while the total number might be down, because the student element is the one moderating and most sensitive to rental demand, it might just help to cool rental growth a little – it is still way too high… many of those coming into the country still are cashed up and ready to buy property. So net, net given the limited supply of new property, due to falling building approvals, this will probably not help to ease undersupply.
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
