This is an edited version of a live discussion with property insider Edwin Almeida, as we explore the question of whether we really need a Real Estate Agent at all. What are the alternatives offered by tech and self-management? Do they work?
Original stream here: https://youtube.com/live/tbg3YhuYV-A
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ for our One to One Service.
Digital Finance Analytics (DFA) Blog
DFA Live Q&A Replay: Who Needs A Real Estate Agent Now? With Edwin Almeida
Back to our normal Monday schedule now, with Edwin in full flight on Albo watch, as we kick over the latest property data and trends.
We look at recent announcements from NSW on rental protections, which are following those in VIC, (where the tribunal is very busy) and also examine the VIC policy of easier subdivision.
Markets though are easing in some areas as listings rise.
And join us tomorrow as we discuss whether you need a Real Estate agent at all these days in our live 8pm Sydney show.
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
This is a show about housing affordability and specifically lobbying from certain banks to reduce mortgage lending buffers in which we look at evidence provided to the Senate Economics Reference Committee inquiry into the Financial Regulatory Framework And Home Ownership which was chaired by NSW Senator Andrew Bragg, with Jess Walsh the ALP Senator for Victoria and Greens Senator for South Australia.Barbara Pocock.
We look at key evidence from Chris Taylor of the Australian Banking Association, Martin Green and Paul Deall from Westpac, Andy Kerr and Ben Nicholls from National Australia Bank and from the Commonwealth Bank Angus Sullivan and Kylie Rickson.
We also look at compelling evidence from Consumer Advocates including Nadia Harrison from Mortgage Stress Victoria, Erin Turner from The Consumer Policy Research Centre, Dr Domenique Meyrick from Financial Counselling Australia and Julia Davis from the Financial Rights Legal Centre.
David Locke, June Smith and Natilee Cameron from AFCA, the Ombudsman, and APRA (Therese McCarthy Hocky, Dr Sean Carmody, Chris Gower and Marian Kohler) made the case that credit is flowing and available.
The inquiry also heard from Kylie Davis Proptech Association of Australia and Lynda Coker, Frank Austin and Liz Rochaix Co-operty.
Alexander Hordern Insurance Council Australia and Pauline Blight -Johnston Helia discussed LMI
And finally, Professor John Quiglan, Saul Eslake and Ben Spics-Butcher each in their individual private capacity argued that decades of evidence in supply constrained environments shows people spend more on housing driving prices higher rather than expanding ownership rates (which is why using super for housing is a bad idea.
The Greens focused in on investor demand, while Ben argued the Government was really concerned about property price falls, as shown through the GFC. Tenure security, and a rise in public housing are most important, shared equity and housing future fund does not help.
All up, it revealed how complex the can of works is, and that simply increasing leaning of offering other incentives is counter productive!
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
I am joined by Tarric Brooker, journalist and chartmeister as we look at the changing face of Australia, as shown by household formation, and demographics. It seems politicians are playing the spin game, whilst ignoring the realities for real people.
Yes, we are back with our latest Rant as Edwin makes an offer for Albo’s property, we pull apart the latest announcables, and point out the risks in the market, if you believe the wrong sources of information.
Next week we are back to our normal Monday time slot.
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
This is an edited version of a live discussion with Chief Economist at Nucleus Wealth, Leith van Onselen, who is also the co-founder of Macrobusiness. Given the raft of property related announceables from the politicians, will it make any difference, or are we set for a slow-down, or worse?
Original stream with live chat here: https://youtube.com/live/zRxdM8_o8JE
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ for our One to One Service.
Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts
Digital Finance Analytics (DFA) Blog
DFA Live Q&A HD Replay: Can Property “Save” The Australian Economy? With Leith van Onselen
In this show I discuss the thorny question of Real Estate Agents Commissions, and a service which provides a reverse auction facility with the co-founder of bRight Agent. Not all commissions are equal!
Earlier this week in my live show I discussed the current Misinformation and Disinformation Bill which is subject to Senate review. https://youtu.be/yIS1vJxvo6E which around 15,000 submissions.
This show is an edit of last Fridays Senate hearing, during which significant issues were exposed, including that of censorship, the fact the bill could be applied to individual creators, and other matters.
Bottom line is simply this bill must be defeated!
Full hearing here: https://youtu.be/1Ri3IgZW6Rk
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Last Tuesday in my live show about the latest from our surveys, we walked through our scenarios, for property prices over the next 3 years, by each state. I’ll recap that segment from the show, but before I do here is a screen grab from Sydney Auctioneer Tom Panos, who says “The Sydney Real Estate Market is in a price fall. It’s a great time to buy in the next few months”. Well, it’s certainly looking like a buyers’ market, but not sure I would rush in now. Even Albo switched from an auction to private treaty for the sale of his investment property in Dulwich Hill! As Tom Panos put it, “they are not going to get crazy bidding on the day”.
Real Estate.com published an article on the 12th October 2024 with the title “$75k down in 3 months” The inner-city hotspots in freefall. The article referred to Brisbane.
Pressure on households is leading to a fall in consumption and savings. Second, consumer confidence is in the gutter, and third business investment is flat, suggesting that we may see unemployment rising ahead. In the light of that, I will let you decide which of our three scenarios looks most likely to eventuate. Oh and of course the RBA seems to be holding firm on higher for longer interest rates as bond rates also move higher.
So the bottom line, it’s a time for extra caution, especially as more investment properties on a net cash flow basis are under water. But as always its important to go granular and get the local data as each market is different, and also do due diligence on a property if you do decided to make an offer, as capital appreciation might be limited at best for the foreseeable future.
I will be discussing this further on my Monday Rant with Property Insider Edwin Almeida, so look out for that show tomorrow.
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Digital Finance Analytics (DFA) Blog
The Falls In Home Prices Are Accelerating: What Next?
In tonight’s show we emphasize the need to do real due diligence when considering property and listen in to a live call with an agent on this important topic. We also discuss the latest political debates around the property market, and Edwin’s tip of the week should spark some ideas!
http://www.martinnorth.com/
Go to the Walk The World Universe at https://walktheworld.com.au/
Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
