The Downsizers Dilemma…

There are more than one million households who are considering Downsizing over the next couple of years. But in the current environment where prices were driven higher by loose lending, low rates and Government policy over the past couple of years – but this has now started to unwind, with significant falls, along with lower supply.

So the issue for Downsizers is trying to sell quick (and accept a lower price) to crystalize past gains or wait it out. And there are also some tax effective options relating to superannuation which need to be part of a plan.

Given the complexity, Downsizers need to ensure they get the best advice.

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

Questions, Answers, And A Soft Landing (Maybe) With Tarric Brooker…

An early chat with journalist Tarric Brooker this week as we answer viewer questions and share some charts.

Timely – given all the data which is out just now.

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

DFA Live Q&A: HD Replay Leith van Onselen: Economics Now

This is an edited version of a live discussion about the state of play relating to the Australian economy, housing and finances with Leith van Onselen, Chief Economist at Nucleus Wealth and Co-founder of Macrobusiness.

Where are interest rates headed, and what will the fall out be?

Go to the Walk The World Universe at https://walktheworld.com.au/

New Zealand In The Teeth Of The Storm!

The current storm in New Zealand will hopefully clear in the next few days. But the other storm – falling home sales and prices in reaction to higher mortgage rates, will take time to work through. The RBNZ has not yet finished the tightening cycle.

So we look at the latest REINZ figures, which reveals a significant slowdown.

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts

Edwin’s Rant Special: A Collection Of Property Experts Say…

In a special edition of Edwin’s Rant, we are joined by property analysts Louis Christopher from SQM Research. https://sqmresearch.com.au/

We look at the latest statistics and property trends and discuss where the markets are headed.

https://www.ribbonproperty.com.au/

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

FINAL REMINDER: DFA Live Q&A 8pm Sydney Tonight – Household Finances, Stress And Scenarios Update

https://youtube.com/live/FvMrqS2nj_I

Join me for a live discussion about the state of play relating to household finances, stress and scenarios. We will explore the latest from our surveys and models, and you can ask a question live! We will have our mapping tools and post code engine online.

Go to the Walk The World Universe at https://walktheworld.com.au/

Its Edwin’s Monday Evening Property Rant!

In our latest Monday chat, we look at the NSW proposal to match prospective renters with older homeowners (what could possibly go wrong?), the latest listings numbers, and the surprising demand for some property. And very important, we say to look up!

https://www.ribbonproperty.com.au/

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

The RBA Says The Pain Time Is Coming!

Evidence provided by the RBA to Parliament yesterday underscores the $350 billion of mortgages across some 800,000 facilities which are expected to reset from fixed (~2% interest rates) to ~6% variable rates in 2023.

This could have a significant impact on households and their spending patterns to say nothing of rising mortgage stress.

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/

Mapping Home Price Falls…

I caught up with the developer behind Spachus – a visual mapping tool that tracks home prices across the main areas of Australia. We chat about the philosophy behind the approach, which is powered by data from Domain, and we also demo the functionality (which is continuing to evolve).

https://www.spachus.com/

http://www.martinnorth.com/

Go to the Walk The World Universe at https://walktheworld.com.au/