APRA just released their data for September 2014. This provides a breakdown of balances outstanding by financial institution across the main lines of business. This only includes players within their bailiwick.
Looking at home loans first, total balances rose from $1.28 to $1.288 trillion, with investment loans rising by 0.85% to $446.3 billion, and owner occupied loans by 0.44% to $841.1 billion. So investment lending forged ahead, again.
Looking at the relative shares, we see CBA with 27.2% of the owner occupied market, and Westpac with 31.9% of the investment home loan market. Together the two Sydney-based players dominate.
We see that Bank of Queensland and Westpac have relatively the largest share of investment loans in their loan portfolios.
Looking at the month on month movements, we see the most significant movements in investment loans at Westpac and CBA. We also see Macquarie active on the investment loan front, wth a growth of 3.8% month on month, they grew their investment book the fastest. Macquarie also grew their owner occupied loan portfolio the fastest, at 2.7%.
Turning to deposits, total balances were up 1.03% month on month, to a total of $1.77 trillion. Looking at the individual players, CBA and WBC have dominant positions.
In relative terms, HSBC (3.2%) and CBA (2.3%) grew balances the fastest, Bank of Queensland and Rabobank both lost balances.
Switching to Credit Cards, balances fell slightly in the month, at $40.2 billion. There is little change in the individual portfolios amongst the big four and Citigroup.
