Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
We recently featured our analysis of Portfolio Property Investors, using data from our household surveys. We were subsequently asked whether we could cross correlate property investors and SMSF using our survey data. So today we discuss the relationship between property investors and SMSF. We were particularly interest in those who hold investment property OUTSIDE a … Continue reading “Do Investment Property Investors Also Use SMSF’s?”
From Business Insider. The Australian housing boom, which has seen Sydney and Melbourne prices climb to record levels, is very different from previous cycles. This time around speculation has played a bigger role, which coupled with near record low interest rates and dropping rental yields, should produce red flags galore. Home values, particularly in Sydney … Continue reading “6 astonishing features of Australia’s current house price boom”
The number of Property Investing households in Australia in rising. Today we look specifically at the fastest growing segment – Portfolio Property Investors. This sector, though highly leveraged, is enjoying strong returns from property investing, are benefiting from generous tax breaks and many are expecting to purchase more property this year. However, we think there … Continue reading “The Rise and Rise of Portfolio Investment Property Households”
We continue our update on our rental yield modelling, using data from our household surveys. Last time we looked across the average gross and net yields (in cash-flow terms) by state, and also at average capital gains. Today we drill into the location specific analysis and also look at our master household segmentation. But before … Continue reading “More On Rental Yields – It Matters Where You Buy”
From Australian Broker. The national discussion about housing affordability and boosting supply is how politicians make the public think they care without acting, one leading academic has said. “People have been pushing this line that new supply is going to suddenly generate housing affordability outcomes for five or six years, but if you draw a … Continue reading “Government slammed for lip service on affordability”
From The NewDaily. Incoming NSW premier Gladys Berejiklian and federal Treasurer Scott Morrison have raised expectations they will actually do something about unaffordable housing. With capital city median house prices cooling but still relentlessly rising there is broad consensus that supply, in the form of more land release and fast-tracked apartment development, will never bring acquisition … Continue reading “Unaffordable housing: the nanny state fix we need”
So, suddenly its politically correct to be discussing “housing affordability”. But talk is cheap, as we discussed in a recent video blog. The problem is the political weight from home owners, banks, and the construction industry are all wedded to ever rising prices. The number of first time buyers are relatively small, so they have … Continue reading “Why Housing Affordability Talk Is Just Hot Air”
From The NewDaily. Australian politicians have sleepwalked into a housing affordability “crisis” because they were hooked on property taxes and votes, a think tank has warned. Demographia, a global company based in the US, released an annual report this week that ranked Sydney as the second-most expensive city for housing in the world. It divided … Continue reading “Smashed Housing Aspirations”
From The New Daily. Malcolm Turnbull has seized on housing affordability as one issue that could help drag his government out of the electoral doldrums, according to sources close to the Prime Minister. Treasurer Scott Morrison is currently in London with a mission to take a lead from Britain in finding ways to open up … Continue reading “Malcolm Turnbull seizes housing affordability as key to his comeback”
Having looked at events in the Property Market in 2016, we now turn to our expectations for 2017. There are many uncertainties which may impact the market, but using our surveys and modelling as a guide, we can make some educated guesses. First, mortgage rates will be higher by the end of 2017 than they … Continue reading “So Where Will The Property Market Go In 2017?”