Digital Finance Analytics (DFA) Blog
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Welcome to The Property Imperative Weekly to 12 May 2018. In this week’s review of the latest finance and property news we look at the impact of the impending credit crunch. Watch the video or read the transcript. The evidence is mounting that we are entering a credit crunch, driven by tighter lending restrictions, and … Continue reading “The Great Credit Crunch – The Property Imperative Weekly 12 May 2018”
Welcome to our latest digest of finance and property news to 5th May 2018. Read the transcript, or watch the video. We continue to be bombarded with news of more issues in the banking sector. CBA admitted that they have “lost” customer data contained on two tapes relating to almost 20 million accounts. The event … Continue reading “Fixing The Banking System – The Property Imperative Weekly 5th May 2018”
All is well. Fitch have reconfirmed Australia at ‘AAA’; Outlook Stable! This despite the high debt to GDP, and high household debt, and cooling house prices, and the ongoing impact of the Royal Commission. Fitch forecasts a modest acceleration in GDP growth from 2.3% in 2017 to 2.7% in both 2018 and 2019, above the … Continue reading “Fitch Gives Australia AAA”
Governor Philip Lowe spoke in Adelaide last night. He highlighted ongoing low inflation and wages growth, despite a pick-up in business investment, as well as continuing high household debt, and the prospect that the next rate move will likely be up. I am still amazed that household credit is still being allowed to run on … Continue reading “RBA Says Rates Will Go Higher, Be Prepared”
The latest and updated edition of our flagship report “The Property Imperative” is now available on request with data to April 2018. This Property Imperative Report is a distillation of our research in the finance and property market, using data from our household surveys and other public data. We provide weekly updates via our blog … Continue reading “The Property Imperative 10 Report Released”
The finance sector unmentionable hits the proverbial fan. Welcome to the Property Imperative Weekly to 21st April 2018. We start this week’s review of the latest finance and property news with the latest from the Royal Commission into Financial Services Misconduct. After the shameful disclosures relating to poor lending practices, bad advice, misaligned incentives and … Continue reading “The Property Imperative Weekly – 21 April 2018”
Welcome to the Property Imperative Weekly to 07 April 2018. Watch the video, or read the transcript. In this week’s digest of finance and property news, we start with Paul Keating’s (he of the recession we had to have fame), comment that the housing boom is really over at the recent AFR conference. He said … Continue reading “The Housing Boom Is “Officially” Over – The Property Imperative 07 Apr 2018″
From The Conversation. Despite large investments in the National Broadband Network, the “digital divide” in Australia remains largely unchanged, according to a new report from the Australian Bureau of Statistics. The Australian Household Use of Information Technology report says we are doing more online, and we are using an increasing number of connected devices. Our … Continue reading “Australia’s digital divide is not going away”
Today we examine the recent Financial Market Earthquakes and ask, are these indicators of more trouble ahead? Welcome to the Property Imperative Weekly to 24th March 2018. Watch the video or read the transcript. In this week’s review of property and finance news we start with the recent market movements and consider the impact locally. … Continue reading “The Financial Market Earthquakes – The Property Imperative Weekly 24 March 2018”
The Bank for International Settlements has just published a special report on Early Warning Indicators Of Banking Crises. Household and international debt (cross-border or in foreign currency) are a potential source of vulnerabilities that could eventually lead to banking crises. We explore this issue formally by assessing the performance of these debt categories as early … Continue reading “Early warning indicators of banking crises: expanding the family”