Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
Welcome to the Property Imperative Weekly to 18th August 2018, our digest of the latest finance and property news with a distinctively Australian flavour. Another week, yet more data, so let’s dive straight in. And by the way, if you value the content we produce please do consider joining our Patreon programme, where you can … Continue reading “Let The Sunshine In – The Property Imperative Weekly 18 August 2018”
Most would accept that house prices in the major Australian centres are too high. Whether you use a measure of price to income, loan value to income, or price to GDP; they are all above long term trends and higher than in most other countries. Indeed, in Sydney and Melbourne, they are arguably more than … Continue reading “Who Really Benefits From High Home Prices? – UPDATED”
From The Adviser As Generation Y begins to enter the housing market, there could be a change in the types of dwellings sought after, a new report has suggested. According to industry analyst and economic forecasters BIS Oxford Economics, changes to the age profile of the population over the next decade will likely result in a shift in the … Continue reading “Changing demographics to alter dwelling demand”
HIA’s Stamp Duty Watch report, released today, reviews the latest developments around stamp duty across Australia’s eight states and territories. “Australian homebuyers paid out over $21 billion in stamp duty to state governments during the 2017/18 financial year – and the total cost of the tax is expected to get even bigger over the next … Continue reading “Australian Homebuyers Paid Out Over $21 billion In Stamp Duty Last Year”
From The Real Estate Conversation. The NSW Government has failed to address stamp duty rates in yesterday’s budget, which haven’t been updated in 32 years. Despite the housing affordability crisis being labeled as “the biggest issue” for people in NSW less than two years ago, there was little announced to address the issue at the … Continue reading “NSW budget fails home buyers: REINSW”
From The Conversation. Australia’s Foreign Investment Review Board (FIRB) reported this week that foreign residential real estate approvals dropped significantly in the 2016-17 period. Whereas 2015-16 saw 40,149 approvals granted, totalling A$72.4 billion, the figure for the following year was just 13,198 approvals, totalling A$25.2 billion. On these numbers, the foreign property investment boom looks … Continue reading “Australia’s foreign real estate investment boom looks to be over”
Perhaps originally a banks was a safe place for people with money to store it, and people who needed funds to obtain them. Simple. But when I worked for the big banks there was an increasing focus on boosting shareholder returns by financial engineering and acquisition, and this included expanding into areas such as wealth … Continue reading “What IS A Bank For?”
Welcome to our latest digest of finance and property news to 5th May 2018. Read the transcript, or watch the video. We continue to be bombarded with news of more issues in the banking sector. CBA admitted that they have “lost” customer data contained on two tapes relating to almost 20 million accounts. The event … Continue reading “Fixing The Banking System – The Property Imperative Weekly 5th May 2018”
The latest and updated edition of our flagship report “The Property Imperative” is now available on request with data to April 2018. This Property Imperative Report is a distillation of our research in the finance and property market, using data from our household surveys and other public data. We provide weekly updates via our blog … Continue reading “The Property Imperative 10 Report Released”
The finance sector unmentionable hits the proverbial fan. Welcome to the Property Imperative Weekly to 21st April 2018. We start this week’s review of the latest finance and property news with the latest from the Royal Commission into Financial Services Misconduct. After the shameful disclosures relating to poor lending practices, bad advice, misaligned incentives and … Continue reading “The Property Imperative Weekly – 21 April 2018”