Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
Perhaps originally a banks was a safe place for people with money to store it, and people who needed funds to obtain them. Simple. But when I worked for the big banks there was an increasing focus on boosting shareholder returns by financial engineering and acquisition, and this included expanding into areas such as wealth … Continue reading “What IS A Bank For?”
Welcome to our latest digest of finance and property news to 5th May 2018. Read the transcript, or watch the video. We continue to be bombarded with news of more issues in the banking sector. CBA admitted that they have “lost” customer data contained on two tapes relating to almost 20 million accounts. The event … Continue reading “Fixing The Banking System – The Property Imperative Weekly 5th May 2018”
The latest and updated edition of our flagship report “The Property Imperative” is now available on request with data to April 2018. This Property Imperative Report is a distillation of our research in the finance and property market, using data from our household surveys and other public data. We provide weekly updates via our blog … Continue reading “The Property Imperative 10 Report Released”
The finance sector unmentionable hits the proverbial fan. Welcome to the Property Imperative Weekly to 21st April 2018. We start this week’s review of the latest finance and property news with the latest from the Royal Commission into Financial Services Misconduct. After the shameful disclosures relating to poor lending practices, bad advice, misaligned incentives and … Continue reading “The Property Imperative Weekly – 21 April 2018”
The HIA has released a new report peddling the same old message. Just build more. This despite the fact that vacancy rates are rising, we have 150,000 new units coming on stream in the next year or so, and the root cause of the affordability problem is NOT population growth, but poor credit policy. You … Continue reading “HIA Says Just Build More … And More..”
From The Conversation Governments can encourage more affordable housing by targeting first home buyer subsidies to specific locations and housing types, a new report finds. It also suggests incentivising developers and builders to create smaller houses with more cost-efficient designs. The report is based on the housing market in Perth, Western Australia, and shows that … Continue reading “What governments can learn from Perth’s property market”
Today we examine the Mortgage Industry Omnishambles. And it’s more than just a flesh wound! Welcome to the Property Imperative Weekly to 17th March 2018. Watch the video, or read the transcript. In this week’s review of property and finance news we start with the latest January data from the ABS which shows lending for … Continue reading “The Mortgage Industry Omnishambles – The Property Imperative 17 March 2018”
Today we discuss the Impossible Property Equation. Welcome to the Property Imperative Weekly to 10th March 2018. Watch the video or read the transcript. In this week’s review of property and finance news we start with CoreLogic who reported that last week, the combined capital cities returned a 63.6 per cent final auction clearance rate … Continue reading “The Impossible Property Equation – The Property Imperative Weekly – 10 Mar 2018”
How far will home prices fall? Welcome to the Property Imperative weekly to 3rd March 2018. Yet another big big week in property and finance for us to review today. Watch the video or read the transcript. We start with the latest home price data from CoreLogic. Prices continue to soften. On an annual basis, … Continue reading “Going Down, Down, Down – The Property Imperative Weekly 03 Mar 2018”
The fractional property investment property BRICKX has today announced that NAB Ventures, National Australia Bank’s corporate venture capital arm, has invested in the home-grown startup as part of a $9 million (AUD) Series A funding round. Here is an ABC segment on BRICKX from 2017, which discusses the concept. It can either be seen as … Continue reading “NAB Ventures invests in BRICKX”