Robo-Advice, the concept of using computer automation to provide tailored financial advice has been hitting the headlines recently. DFA has researched household demand for these digitally delivered services, and today we share some of the results. By way of background, a robo-advisor is an online wealth management service that provides automated, algorithm-based portfolio management advice … Continue reading “Strong Demand For Robo-Advice May Cannibalise Financial Advisors”
ME’s latest Property Buying Intentions Report indicates demand for residential property may remain strong over the next 12 months despite prudential changes and tightening of lending criteria for some home buyers. The Report shows a big jump in demand for property by owner occupiers potentially offsetting falling demand by investors, while buyers continue to outnumber … Continue reading “Owner Occupied Demand Stronger – ME Bank”
Trading banks will find their capital requirements rising by more than 2%, according to the Basel Committee on Banking Supervision who has today published the results of its interim impact analysis of its fundamental review of the trading book. The report assesses the impact of proposed revisions to the market risk framework set out in … Continue reading “Proposed Basel Market Risk Framework Will Demand More Capital”
Following on from yesterdays video blog on the overall results from the latest household surveys, over the next few days, we will dig further into the data. We start with some cross segment observations, before in later posts, we begin to go deeper into segment specific motivations. You can read about our segmentation approach here. … Continue reading “DFA Survey Shows Property Demand Remains Strong”
Last week we reported on the ABS house stock data, which valued property at more than 5.2 trillion in Australia. We have been looking in more detail at this data, and cross relating it to information from our own household surveys. Today we compare the markets in NSW and WA, because there are some interesting … Continue reading “A Tale Of Two Cities – Demand and Supply In Action”
Last week Michele Bullock the RBA Governor was asked a good question about how high migration might impact inflation. But her answer was well, weird, as she tried to trade off pressure on the housing market from higher demand driven rent rises against supplying more workers to meet business demand (and implicitly increasing economic activity). … Continue reading “The Migration Question Amplified; But Not Tackled… By Anyone!”
Last week Michele Bullock the RBA Governor was asked a good question about how high migration might impact inflation. But her answer was well, weird, as she tried to trade off pressure on the housing market from higher demand driven rent rises against supplying more workers to meet business demand (and implicitly increasing economic activity). … Continue reading “The Migration Question Amplified; But Not Tackled… By Anyone!”
Housing affordability is shot, as we have been discussing, thanks to demand stoked by high migration, higher lending multiples as the financial system was deregulation, and higher interest rates mirroring the RBA’s battle to tame inflation. As a result first time buyers are delaying their purchase by several years, and more borrowers are leveraged up … Continue reading “The “Tapping Super For Home Purchase” Conundrum!”
Housing affordability is shot, as we have been discussing, thanks to demand stoked by high migration, higher lending multiples as the financial system was deregulation, and higher interest rates mirroring the RBA’s battel to tame inflation. As a result first time buyers are delaying their purchase by several years, and more borrowers are leveraged up … Continue reading “The “Tapping Super For Home Purchase” Conundrum!”
Another outing with our property insider Edwin Almeida, as we kick around the latest news and data across the Australian Property market. Can you believe the theoretical housing announcables? Where is demand for property really coming from? What is the story of overseas purchasers? Plus, we look at the latest numbers, and Edwin was a … Continue reading “Its Edwin’s Monday Evening Property Rant!”
