Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
The Victorian Government has reaffirmed their intent to shortly accept applications for its shared equity scheme known as HomesVic from up to 400 applicants. This was first announced in March 2017. As we said at the time: … our analysis not only here but overseas is that they simply lifts prices by the same amount. … Continue reading “More On Incentives For First Time Buyers In Victoria”
Note that links are tested on posting, but not checked subsequently. 05 Dec 2013 – NineMSN Finance – Bank lending is becoming more risky 03 Dec 2013 – Bloomberg – Australian Banks’ Risky Loans 02 Dec 2013 – Bloomberg Business Week on Australians Trading Up 28 Nov 2013 – Banking Day – Down-Traders skew the … Continue reading “2013”
27 Dec 2014 – Australian Financial Review – Analysts warn savers may face further pressure in 2015 23 Dec 2014 – ABC Online – BIS outlines higher capital requirements for banks 08 Dec 2014 – ABC The Drum – Financial System Review 07 Dec 2014 – ABC Radio – Expectations of the Financial System Review … Continue reading “2014”
Note that links are tested on posting, but not checked subsequently. 02 Dec 2015 – Sydney Morning Herald – Moula says small businesses still don’t trust fintech 02 Dec 2015 – Bloomberg – Price Cuts Herald Sydney Home-Boom End as Foreigners Retreat 24 Nov 2015 – 2GB – Payments and Security of Paywave 19 Nov … Continue reading “2015”
Note that links are tested on posting, but not checked subsequently. 12 Dec 2017 – SBS – Why some parents are giving their kids up to $75,000 07 Dec 2017 – Australian Financial Review – RBA challenges first time buyer ‘unaffordability’ claims 07 Dec 2017 – Radio 6PR Perth – Warnings over home loans not … Continue reading “2017”
Note that links are tested on posting, but not checked subsequently. 21 Dec 2016 – The Australian – Fears rise as mortgage stress strikes bush, city 15 Dec 2016 – Australian Financial Review – Home loans expected to jump 80 basis points 14 Dec 2016 – The Australian – CBA adds to property investors’ debt … Continue reading “2016”
Martin North, Digital Finance Analytic’s founding Principal and banking sector analyst, willingly engages with the media offering informed, objective and independent views on banking, financial services and broader economic policy issues. He has a special interest in the dynamics of the housing sector. Requests by Media for interviews can be made here or call 0412 … Continue reading “Media”
The game is up. Major changes are rippling through the property market, with continued pressure on many households, so we examine the latest data. Welcome to the Property Imperative weekly to 13 January 2018. Watch the video or read the transcript. In this week’s review of the latest finance and property news, we start with … Continue reading “The Game Is Up – The Property Imperative Weekly 13 Jan 2018”
The latest RBA chart pack, a distillation of data to the end of the year, contains a few gems, which underscore some of the tensions in the consumer sector. First, relative the the ultra-low cash rate, actual mortgage rates are rising – no surprise given the rise in mortgage stress we are registering. Next, home … Continue reading “RBA Charts Tell A Tale Of Household Woe”
In this edition of of our Vlog, we answer some of the most popular questions received via our social media channels. These include the following: How do we define mortgage stress? Do you see parallels here with the US mortgage market in 2005? Will underwriting standards get tougher still? What is the likely trajectory of … Continue reading “Q&A – The Property Imperative Weekly 06 Jan 2018”