Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
The latest release of the Digital Finance Analytics Household Survey to end March 2018, helps to explain why we think home prices are set to fall further. We discussed four housing and property scenarios in a recent video blog. But drawing on our 52,000 sample, from across Australia, today we will walk through the top-level … Continue reading “Latest Survey – Why Home Prices Will Fall Further”
Today we discuss the Impossible Property Equation. Welcome to the Property Imperative Weekly to 10th March 2018. Watch the video or read the transcript. In this week’s review of property and finance news we start with CoreLogic who reported that last week, the combined capital cities returned a 63.6 per cent final auction clearance rate … Continue reading “The Impossible Property Equation – The Property Imperative Weekly – 10 Mar 2018”
How far will home prices fall? Welcome to the Property Imperative weekly to 3rd March 2018. Yet another big big week in property and finance for us to review today. Watch the video or read the transcript. We start with the latest home price data from CoreLogic. Prices continue to soften. On an annual basis, … Continue reading “Going Down, Down, Down – The Property Imperative Weekly 03 Mar 2018”
We contributed to a segment aired last night on irresponsible lending. From ABC’s business reporter Phillip Lasker. Banks, not just customers are potentially exposed. Investment guru Warren Buffet wasn’t commenting on the Australian mortgage market when he said, “Only when the tide goes out do you discover who has been swimming naked”, but it is … Continue reading “ABC The Business Does Lax Loans”
What’s the story with Interest only? Welcome to the Property Imperative Weekly to 24th February 2018. Welcome to the latest weekly digest of property and finance news. Watch the video or read the transcript. Michelle Bullock from the RBA spoke about Mortgage Stress and Investor Loans this week. She argued that, based on HILDA data … Continue reading “The Interest Only Loan Problem – The Property Imperative Weekly 24 Feb 2018”
From Australian Broker Adelaide Bank is introducing an alert system that will monitor property borrowers that are struggling with their repayments. The bank and its subsidiaries and affiliates will compare monthly mortgage repayments with borrowers’ income ratios. “As part of our ongoing commitment to responsible lending, we are introducing the visibility of metrics relating to … Continue reading “Adelaide Bank to monitor struggling property borrowers”
The Home Price Crunch is happening now, but how low will prices go and which areas will get hit the worst? Welcome to the Property Imperative Weekly to 3rd February 2018. Welcome to our digest of the latest finance and property news. Watch the video or read the transcript. There was lots of new data … Continue reading “The Home Price Crunch – The Property Imperative Weekly – 03 Feb 2018”
The latest data from Domain highlights the difference between the Sydney and Melbourne home prices movements. The question is, will Melbourne follow Sydney’s lead, and slow in the months ahead, or chart a different path? Sydney’s median house price, $1,179,519, increased by 0.5 per cent over the quarter and 4 per cent over the year. … Continue reading “The Sydney Melbourne Home Price Divide”
Housing in Australia is severely unaffordable, and despite the growth in jobs, unemployment in some centres is rising. We look at the evidence. Welcome the Property Imperative Weekly to 27th January 2018. Thanks to checking out this week’s edition of our property and finance digest. Watch the video or read the transcript. Today we start … Continue reading “Housing Affordability and Employment – The Property Imperative Weekly 27 Jan 2018”
CommSec looked at employment across regions over the last year. Despite the boom in jobs, the regional variations are quite stark, with some areas showing higher rates of unemployment, and difficult economic conditions There is also a correlation between employment and mortgage stress, more on this when we release our latest monthly stress update next … Continue reading “A More Regional Look At Jobs”