Welcome to the Property Imperative weekly to 7th July 2018, our digest of the latest finance and property news with a distinctively Australian flavour. By the way if you value the content we produce please do consider joining our Patreon programme, where you can support our ability to continue to make great content. Here is … Continue reading “When Will The “Debt Elastic” Ping Back? – The Property Imperative Weekly 7th July 2018″
Back in January I published a video entitled “To Buy, Or Not To Buy, That IS indeed the Question” which addressed the question of should I buy property now. It’s still available, and as current as ever it was. But as we have seen prices slide further, which we showed in yesterday’s edition of the … Continue reading “Should I Sell Now?”
From The Adviser. Revelations of “flawed” lending practices uncovered by the royal commission could expose the property market to higher levels of risk, according to a research group. RiskWise Property Research CEO Doron Peleg has claimed that the “flawed” provision of income and expense information identified by the Royal Commission into Misconduct in the Banking, … Continue reading “‘Flawed’ mortgage lending could trigger risk”
The HIA has released a new report peddling the same old message. Just build more. This despite the fact that vacancy rates are rising, we have 150,000 new units coming on stream in the next year or so, and the root cause of the affordability problem is NOT population growth, but poor credit policy. You … Continue reading “HIA Says Just Build More … And More..”
Home prices are horribly high in Australia. I think we can all agree on that point. But what is really driving this? “Classic” economic theory is that supply and demand of property drives prices, so factors such a number of builds, population and migration, and planning controls are all to blame. Indeed, a recent paper … Continue reading “Popping The Housing Affordability Myth”
From The Conversation. Australia should cut its immigration intake, according to Tony Abbott in a recent speech at the Sydney Institute. Abbott explicitly cites economic theory in his arguments: “It’s a basic law of economics that increasing the supply of labour depresses wages; and that increasing demand for housing boosts price.” But this economic analysis … Continue reading “Immigration, Unemployment, Wages and House Prices”
We get a steady flow of questions from those who read our research, or follow our posts, but one question, more than any other we get asked is – Should I Buy Property Now? Many cite the real estate industry claims that now is a great time to buy – but is it really? Today … Continue reading “To Buy, Or Not To Buy, That IS indeed the Question”
Note that links are tested on posting, but not checked subsequently. 02 Dec 2015 – Sydney Morning Herald – Moula says small businesses still don’t trust fintech 02 Dec 2015 – Bloomberg – Price Cuts Herald Sydney Home-Boom End as Foreigners Retreat 24 Nov 2015 – 2GB – Payments and Security of Paywave 19 Nov … Continue reading “2015”
Martin North, Digital Finance Analytic’s founding Principal and banking sector analyst, willingly engages with the media offering informed, objective and independent views on banking, financial services and broader economic policy issues. He has a special interest in the dynamics of the housing sector. Requests by Media for interviews can be made here or call 0412 … Continue reading “Media”
From The Conversation. When we talk about rental housing in Australia, we often make comparisons with renting overseas. Faced with insecure tenancies and unaffordable home ownership, we sometimes try to envisage European-style tenancies being imported here. And, over the past year, there has been a surge of enthusiasm for developing a sector of large-scale institutional … Continue reading “What Australia can learn from overseas about the future of rental housing”
