Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
Martin North, Digital Finance Analytic’s founding Principal and banking sector analyst, willingly engages with the media offering informed, objective and independent views on banking, financial services and broader economic policy issues. He has a special interest in the dynamics of the housing sector. Requests by Media for interviews can be made here or call 0412 … Continue reading “Media”
From The Conversation. When we talk about rental housing in Australia, we often make comparisons with renting overseas. Faced with insecure tenancies and unaffordable home ownership, we sometimes try to envisage European-style tenancies being imported here. And, over the past year, there has been a surge of enthusiasm for developing a sector of large-scale institutional … Continue reading “What Australia can learn from overseas about the future of rental housing”
The game is up. Major changes are rippling through the property market, with continued pressure on many households, so we examine the latest data. Welcome to the Property Imperative weekly to 13 January 2018. Watch the video or read the transcript. In this week’s review of the latest finance and property news, we start with … Continue reading “The Game Is Up – The Property Imperative Weekly 13 Jan 2018”
Continuing our series on our latest household survey results, we look more deeply at the attitude of property investors, who over the past few years have been driving the market. We already showed they are now less likely to transact, but now we can look at why this is the case. Looking at investors (and … Continue reading “The Property Playing Field Is Tilting Away From Investors”
From The Real Estate Conversation. The Australian Tax Office is ramping up scrutiny of the rental property market in a bid to stamp out tax rorts, reports The Australian. In one of a series of interviews with The Australian about ATO priorities, tax commissioner Chris Jordan said the ATO will be looking closely at the … Continue reading “ATO to Scrutinise Rental Property Market”
The Banking Royal Commission is on, Housing credit is still growing strongly, and home prices in Sydney are slipping. So plenty to discuss in this week’s Property Imperative weekly to 2nd December 2017. Watch the video, or read the transcript. In this week’s review of finance and property news we start with the announced $75 … Continue reading “What The Royal Commission Means For Home Prices – The Property Imperative Weekly 2nd December 2017”
From The Conversation. Rising housing costs are hurting low-income Australians the most. Those at the bottom end of the income spectrum are much less likely to own their own home than in the past, are often spending more of their income on rent, and are more likely to be living a long way from where … Continue reading “Poorer Australians Bearing the Brunt of Rising Housing Costs”
From The Adviser. CBA has today revealed a raft of changes including LVR caps and restrictions to rental income for serviceability that will impact mortgage brokers and their clients from next week. On Saturday (2 December) CBA will introducing a new Home Loan Written Assessment document called the Credit Assessment Summary (CAS) for all owner … Continue reading “CBA announces major lending changes”
In our latest weekly update, we explore how that RBA is caught between stronger global economic indicators, and weaker local conditions, and what this means for local households, the property market and banks. Welcome to the Property Imperative weekly to 11th November 2017. Read the transcript or watch the video. We start this weeks’ digest … Continue reading “Another Nice Mess – The Property Imperative Weekly – 11 Nov 2017”
From The New Daily. Experts warn the increasing dependence of Australian banks on the property boom is putting both the banking system and the wider economy at risk. Just how important playing the property game has become for the banks was highlighted when Westpac recently released its annual results. The bank’s chief Brian Hartzer, who … Continue reading “How the property boom has pulled the banks into housing market risk”