Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
Quirks in the superannuation system in Australia means that some who save more will get less. This highlights again the limitations of the current arrangements.
https://thenewdaily.com.au/finance/superannuation/2020/01/26/pension-super-income-backwards
Today I want to consider the social impact of going digital, and the problems associated with financial stability in a disaggregated digital payments world. More evidence I think that banning cash is clueless.
A number of unanticipated events are haunting the markets, the swans are circling…
The latest edition of our weekly finance and property news digest with a distinctively Australian flavour.
Contents: 00:20 Introduction 02:00 Virus alert 03:25 US Markets 06:20 Fed and Repo 07:55 UK and RBS 10:00 Euro-zone and PMI’s 13:13 Australian Segment 13:13 Consumer Sentiment 14:30 Bushfire impacts 14:40 Retail recession 15:20 PMI 16:20 Home Prices 20:00 Mortgages 20:30 Migration 21:54 Australian Markets
If you think restricting cash has nothing to do with monetary policy and negative interest rates, then watch this.
We look at a recent CNN Business article looking at the Swiss.
Time to buy a safe?
https://edition.cnn.com/2020/01/23/investing/switzerland-cash-negative-rates/index.html
[Recorded in a thunderstorm…]
We review the latest ABS data.
https://www.abs.gov.au/AUSSTATS/abs@.nsf/DetailsPage/6202.0Dec%202019?OpenDocument
The BIS has released a report “The “Green Swan” where they discuss how our changing climate leads directly to financial stability risks, but they also say Central Banks cannot alleviate these risks. Green Swan events require a whole new way of thinking…. they represent a new type of risk.
https://www.bis.org/publ/othp31.htm
We look at the tourism data to assess the impact on GDP, regional visits and the education sector. How much of the $60 billion contribution to GDP (fourth largest) could be impacted, and will a marketing campaign make any difference?
This is the edited version of our recent live event.
You can see the original stream recording, including the live chat replay, here: https://youtu.be/Z03jkJEmvOI
We review the latest Demographia survey on affordability.
Housing Affordability Sucks
http://www.demographia.com/dhi.pdf
Live Event: https://youtu.be/Z03jkJEmvOI
Less than three weeks to go before the Senate reports on the Cash Restriction Bill. And things have taken a turn for the worse. But it is not too late to take action to help drive home that point that this Bill should not be passed.
What I Said To The Senate On The Restrictions On The Use Of Cash Bill
