Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
The latest from our Property Insider, Edwin Almeida, as we look at the latest market dynamics, price movements, and gossip from China. Things are getting, well interesting. And we also discuss mold in property and stamp duty and other levies relating to new construction. A packed show.
https://www.ribbonproperty.com.au/
Go to the Walk The World Universe at https://walktheworld.com.au/
My latest Friday afternoon chat with journalist Tarric Brooker who is @AvidCommentator on Twitter.
In today’s show we look at Australian Housing, the drivers of inflation, and the limitations of Central Bank policy.
The slides can be found at: https://avidcom.substack.com/p/charts-that-matter-27th-may-2022
Go to the Walk The World Universe at https://walktheworld.com.au/
Those following my channel will know of the modelling which shows the strong link between credit availability and home prices. We know that when credit is tight, and the rate of change in credit is negative, home prices fall. And we are seeing this in spades now in New Zealand.
So today I want to explore some markers in New Zealand, and why property will fall further and faster.
Go to the Walk The World Universe at https://walktheworld.com.au/
Today I want to look at a range of recent data to highlight just how broken our housing market is. I regularly talk about how high prices are relative to income and how households are under financial pressure, but there are other forces to consider too.
For example, we got updated data from the RBA yesterday on indicative mortgage lending rates, and despite the ongoing debate about if and when the RBA may lift the cash rates, the market is already reacting with higher mortgage rates. Note these are indicative rates, but the trend is clear.
Go to the Walk The World Universe at https://walktheworld.com.au/
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
The latest edition of our finance and property news digest with a distinctively Australian flavour.
In today’s show we unpick the latest US CPI numbers, check in on New Zealand Home prices in June, and also ask whether we are in a tech bubble 2.0 and whether NAB will acquire Citi’s Australian Banking Business.
Today’s post is brought to you by Ribbon Property Consultants.
If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you.
Buying property, is both challenging and adversarial. The vendor has a professional on their side.
Emotions run high – price discovery and price transparency are hard to find – then there is the wasted time and financial investment you make.
Edwin understands your needs. So why not engage a licensed professional to stand alongside you. With RPC you know you have: experience, knowledge, and master negotiators, looking after your best interest.
Shoot Ribbon an email on info@ribbonproperty.com.au & use promo code: DFA-WTW/MARTIN to receive your 10% DISCOUNT OFFER.
Go to the Walk The World Universe at https://walktheworld.com.au/
My latest discussion with Steve Mickenbecker from Canstar.
Steve Mickenbecker is in Canstar’s Group Executive Team, bringing more than 30 years of experience in the Australian financial services industry. As a financial commentator for Canstar, Steve enjoys sharing his expertise across topics such as home loans, superannuation, insurance, mortgages, banking, credit cards, investment, budgeting, money management and more.
https://www.canstar.com.au/team-members/steve-mickenbecker/
Go to the Walk The World Universe at https://walktheworld.com.au/
There were three FOI’s released by the RBA late last Friday – we look them over to get a read on their approach to home prices. Truth is, they want them higher, despite the inequality and risks resulting.
CONTENT
0:00 Start
0:30 Introduction
1:36 Impact Of Policy On Savers
10:45 Reporting
13:20 Inequality
21:36 Conclusions And Wrap-Up
24:22 Outro
Go to the Walk The World Universe at https://walktheworld.com.au/
Journalist Tarric Brooker and I have our Friday afternoon chat.
Contents
0:00 Start
0:32 Introduction
1:10 The China Factor
7:00 Iron Ore
10:00 Border Opening
12:35 Stimulus
15:30 Labor Positioning
22:30 Home Prices and the Election and K
29:14 Demand Drivers
32:10 First Time Buyers
35:00 Retiring With A Mortgage
39:30 Just Keep Paying The Mortgage
42:00 Economic Realities And Responsible Lending
42:45 Value Narrowed To Financial
46:00 Fear Factor
49:36 The Old New Normal
53:30 Ending
Go to the Walk The World Universe at https://walktheworld.com.au/
The latest Friday afternoon chat with Journalist Tarric Brooker. Tarric is @AvidCommentator on Twitter.
0:00 Start
0:50 Extend and Pretend
10:00 Economic and Social Costs
14:55 First Time Buyers
20:41 Impact of Rate Cuts
32:43 Financial Markets Booming
42:05 Not Much Achieved
44:29 JobKeeper Missing Data
49:00 Strategy – what Strategy?
55:00 Ending
Go to the Walk The World Universe at https://walktheworld.com.au/
