Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
Robbie Barwick from the Citizens Party and I discuss the countdown to the Cash Restrictions Bill Senate Report, on the 7th February, and what we can still do to impact the outcome following the hearing in Sydney last week. https://citizensparty.com.au/aus-senate
Commonwealth Bank has today launched X15 Ventures, an Australian technology venture building entity, designed to deliver new digital solutions to benefit Australian consumers and businesses. X15 will leverage CBA’s franchise strength, security standards and balance sheet to build stand-alone digital businesses which benefit from and create value for CBA’s core business. CBA customers will benefit … Continue reading “CBA launches venture building entity X15”
Workers overwhelmingly pay for increases in compulsory superannuation contributions through lower wages, a new Grattan Institute paper finds. No free lunch: higher super means lower wages uses administrative data on 80,000 federal workplace agreements made between 1991 and 2018 to show that about 80 per cent of the cost of increases in super is passed to … Continue reading “Higher superannuation means lower wages: Grattan”
The Cash Restrictions Bill just keeps giving as Economist John Adams and Analyst Martin North reveal a dirty secret. With a few days before the Senate Economics Legislation Committee delivers their report following the recent hearings, what does this say about the political processes which drives our legislative machine? No wonder the proposed Bill is … Continue reading “The 11th Hour Regulatory Impact Economic Bombshell”
What happens in a low interest rate setting and why banks won’t lend, but speculate.
What happens in a low interest rate setting and why banks won’t lend, but speculate.
The latest edition of our weekly finance and property news digest with a distinctively Australian flavour. Contents: 00:20 Introduction 00:40 US Markets 02:00 Coronavirus 06:00 Federal Reserve 10:08 China 13:40 Japan 14:20 UK 15:30 Brexit 16:20 Euro Zone 17:20 Germany 17:45 Deutsche Bank 20:15 Australian Segment 20:15 Growth outlook and the virus 23:30 Economics 24:30 … Continue reading “Black Swans Squared – The Property Imperative Weekly 1st February 2020 [Podcast]”
The latest edition of our weekly finance and property news digest with a distinctively Australian flavour. Contents: 00:20 Introduction 00:40 US Markets 02:00 Coronavirus 06:00 Federal Reserve 10:08 China 13:40 Japan 14:20 UK 15:30 Brexit 16:20 Euro Zone 17:20 Germany 17:45 Deutsche Bank 20:15 Australian Segment 20:15 Growth outlook and the virus 23:30 Economics 24:30 … Continue reading “Black Swans Squared – The Property Imperative Weekly 1st February 2020”
We look at the latest from the RBA and APRA. Credit growth is still in the doldrums. https://www.rba.gov.au/statistics/frequency/fin-agg/2019/fin-agg-1219.html https://www.apra.gov.au/news-and-publications/apra-releases-monthly-authorised-deposit-taking-institution-statistics-for-1
Its the last day of January, so the RBA has released their credit aggregates to the end of December 2019 and APRA released their latest modified Monthly Authorised Deposit-taking Institution Statistics. Looking at the RBA data first, over the past month housing credit stock (the net of new loans, repaid loans and existing loans) rose … Continue reading “Credit Growth Stirs, Perhaps…”