Covid-19 Scenario [Podcast]
We examine the potential economic scenarios as the virus continues to claim more victims. How might this play out? Some are seeing some potential upside!
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Covid-19 Scenarios
It is too soon to know for sure how the current virus event will play out. Reading the various informed and ill-informed views has been interesting, with some playing it down to a mere scratch on the global economy, while others are playing it up as a potential catastrophe. And social media it seems has … Continue reading “Covid-19 Scenarios”
Household Financial Confidence Finds A Floor [Podcast]
The latest from our surveys. Household Financial Confidence Finds A Floor Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts
Mapping Mortgage Stress
We have had many requests for updated mortgage stress maps, so today we include the latest post code level analysis – with data to end January 2020. We as showing the proportion of households in each state in stress, centered on the main urban centres. You can click on the maps to load and view … Continue reading “Mapping Mortgage Stress”
Queensland’s Debts Are Spiralling Out Of Control
Economist John Adams and Analyst Martin North discuss the Queensland economy with Campbell Newman, who was at the helm of the state during an attempt to get debt under control. What happened, and what does this tell us about community expectations, and their appetite for ever more debt?
Household Financial Confidence Finds A Floor
The latest results from our household surveys revealed that household financial confidence recovered just a little in recent weeks, but is still in ultra-low territory and well below the neutral 100 measure, at 81.4. So far, the impact of virus concerns have not translated into households finances, whereas the bushfires, floods and other local events … Continue reading “Household Financial Confidence Finds A Floor”
Concerns about AFG Connective mortgage aggregator deal
The ACCC has raised preliminary competition concerns about the proposed acquisition of Connective Group Pty Ltd (Connective) by Australian Finance Group Ltd (ASX:AFG). AFG and Connective are mortgage aggregators that act as intermediaries between lenders and their affiliated brokers. “Combining AFG and Connective would create the largest mortgage aggregator in Australia by a significant margin, … Continue reading “Concerns about AFG Connective mortgage aggregator deal”
CBA 1H20 Result, A Matter Of Perspective
CBA released their 1H20 result today, with a statuary NPAT of $6,161 million, up 34%, but this included a one off gain from the sale of CFSGAM, so its not really meaningful. On a cash basis, the cost base remains under pressure from compliance, wage inflation and IT investment, plus rising insurance claims and provisions … Continue reading “CBA 1H20 Result, A Matter Of Perspective”
A Deep Dive Into Lending Flows
We look at the latest lending flow data from the ABS. Given all the hype around loan growth, whats the real story? In fact the key is understand that average loan sizes are growing much faster than loan volumes – thanks to weaker lending standards.
Property’s Catch-22 [Podcast]
We discussed the property market with Australian Broker in an extended interview. This is a summary of the discussion. https://www.brokernews.com.au/news/breaking-news/the-catch22-in-the-housing-market-269893.aspx