Digital Finance Analytics (DFA) Blog
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Welcome to our latest digest of finance and property news to 5th May 2018. Read the transcript, or watch the video. We continue to be bombarded with news of more issues in the banking sector. CBA admitted that they have “lost” customer data contained on two tapes relating to almost 20 million accounts. The event … Continue reading “Fixing The Banking System – The Property Imperative Weekly 5th May 2018”
As a result of Fitch’s latest mortgage stress tests, they argue on one hand that in a mild down turn the banks will not be seriously impacted, but then talk about scenarios where unemployment or interest rates rise, in which case, things turn more serious. CBA and Westpac would be worst hit. Nicely sitting in the … Continue reading “Housing Downturn Could Pressure Australian Bank Ratings”
The latest and updated edition of our flagship report “The Property Imperative” is now available on request with data to April 2018. This Property Imperative Report is a distillation of our research in the finance and property market, using data from our household surveys and other public data. We provide weekly updates via our blog … Continue reading “The Property Imperative 10 Report Released”
From Australian Broker. Interest only loans are rarely out of the news. Following ASIC’s interim review the September quarter posted a knee-jerk 44.8% decline in new IO loans and lending practices are now firmly in the regulator’s crosshairs. APRA and RBA have already clamped down and further scrutiny is expected during the royal commission. The regulators aren’t … Continue reading “Preparing for the Switch”
Today we run through some of the latest charts contained in the RBA’s Monthly Chart Pack, released in early April 2018. Our first chart is of the headline inflation in advanced economies, where we see that inflation is still sitting below the typical target band of 2-3% in the USA, Euro Area and Japan. However, … Continue reading “Tales From The RBA Chart Pack – April 2018”
Welcome to the Property Imperative Weekly to 07 April 2018. Watch the video, or read the transcript. In this week’s digest of finance and property news, we start with Paul Keating’s (he of the recession we had to have fame), comment that the housing boom is really over at the recent AFR conference. He said … Continue reading “The Housing Boom Is “Officially” Over – The Property Imperative 07 Apr 2018″
The RBA updated their E2 – Selected Household Ratios today to the end of December 2017. This series used data from the Australian Bureau of Statistics (which were recently adjusted to remove the impact of superannuation on the data), plus some RBA supplied data. The series is updated each quarter. We will walk though these … Continue reading “Latest Household Debt Figures A Worry”
Welcome to the Property Imperative Weekly to 31st March 2018. Watch the video or read the transcript. In this week’s review of property and finance news we start with the latest CoreLogic data on home price movements. Looking at their weekly index, after last week’s brief lift, values fell 0.17% in the past week and … Continue reading “The Property Imperative Weekly – 31 March 2018”
The latest release of the Digital Finance Analytics Household Survey to end March 2018, helps to explain why we think home prices are set to fall further. We discussed four housing and property scenarios in a recent video blog. But drawing on our 52,000 sample, from across Australia, today we will walk through the top-level … Continue reading “Latest Survey – Why Home Prices Will Fall Further”
Today we discuss the Impossible Property Equation. Welcome to the Property Imperative Weekly to 10th March 2018. Watch the video or read the transcript. In this week’s review of property and finance news we start with CoreLogic who reported that last week, the combined capital cities returned a 63.6 per cent final auction clearance rate … Continue reading “The Impossible Property Equation – The Property Imperative Weekly – 10 Mar 2018”