Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
I caught up with TrueSavings Founder and CEO Pete Steel as we discuss mortgage stress and how finding a cheaper mortgage rate can help. We also explore their platform and hear about recent customers who have achieved significant savings. https://truesavings.com/ [Note: DFA gets no benefit should you get a better rate!] Go to the Walk … Continue reading “Do Just One Thing To Save…”
The latest edition of our finance and property news digest with a distinctively Australian flavour. In today’s show we look at Mortgage stress, international property buyers, ACT Stamp Duty Changes, the latest on low interest rates, what the RBA might do today and also the latest proposals to share information via open banking with financial … Continue reading “Property Signs: 5/6th July 2021 [Podcast]”
The latest edition of our finance and property news digest with a distinctively Australian flavour. In today’s show we look at Mortgage stress, international property buyers, ACT Stamp Duty Changes, the latest on low interest rates, what the RBA might do today and also the latest proposals to share information via open banking with financial … Continue reading “Property Signs: 5/6th July 2021”
We have released the latest edition of confidence measures based on our surveys. You can watch our live stream replay where we discuss the results in detail. The overall index recovered a little in August, but remains well below the 100 neutral setting at 76.56. Within the cohorts, more affluent and mortgage free households are … Continue reading “Household Financial Confidence Update August 2020”
The latest results from our household surveys reveals that after a small recovery last month, confidence has deteriorated again. This is data to mid July, and includes the recent impact of renewed lock-downs in some areas. Indeed, significantly the Melbourne lock-down, and the broader concerns about COVID are responsible for the latest falls. No V-shaped … Continue reading “Household Financial Confidence Hit Again”
The latest edition of our finance and property news digest with a distinctively Australian flavour. Bookmark our upcoming live event on May 2020 Mortgage Stress, Tuesday 2nd June 20:00
This is the edited show broadcast live on 19th May 2020. We discussed our latest finance and property scenarios, the latest news and also walked through our mortgage stress data for selected requested post codes. There is a path to higher home prices due to lower rates in line with the RBA market model, however … Continue reading “DFA Replay Q&A And Scenario Update 19 May 2020 HQ Edition”
We ran our live show, complete with updated data and scenarios, plus answering questions real time via YouTube chat. How much will mortgage stress be up? What is the trajectory of potential defaults? Which post codes are most in the front line? All are answered
Nine News asked me to run some analysis on potential forced property sales, which they ran in Perth, Melbourne and Sydney yesterday. Today I wanted to add some extra detail from our analysis and explain how we established the baseline and share some heat maps for some of the major urban centres. This is not … Continue reading “Calibrating Forced Property Sales”
We ran a live Q&A session last night, and discussed the late breaking news, update scenarios and further insights from our surveys, including mortgage stress and forced property sales. We also, for the first time revealed our analysis of where forced sales are emanating. Here is a Melbourne example. There is a significant correlation with … Continue reading “DFA Updated Scenarios And Estimated Forced Sales”